Generally speaking, the overdraft limit of different credit card varieties is definitely different, and the overdraft limit directly determines the overdraft limit. When granting credit card overdraft limit, Industrial Bank will review the online limit according to the personal data provided by the applicant. In other words, the more detailed and comprehensive the information provided by the applicant to Industrial Bank, the higher the final credit overdraft limit will be.

1. The credit line of Xingye Puka is generally between 3000- 10000 RMB.

2. The credit line of Industrial Gold Card is within the range of RMB 10000-50000.

3. The maximum withdrawal amount of Industrial Bank's credit card can reach 50% of the actual amount.

Extended data:

I. Application inquiry:

Method 1: Call customer service to check the application progress.

Call the customer service number of Industrial Bank (pay attention to the time of calling the customer service number of Industrial Bank, it is generally easier to get through in the morning and evening, otherwise it will be difficult to get through in many cases), press "1" according to the prompt to enter the credit card business inquiry, and then press "1" to inquire about the credit card application progress of Industrial Bank.

Method 2: Inquire about the application progress in official website of Industrial Bank.

Enter the credit card website of Industrial Bank first, and there is "progress inquiry" under the online through train column on the right. Click enter, enter the certificate type and certificate number for inquiry.

Method 3: Inquire through business outlets.

If you don't have a computer and don't want to inquire by phone, you can also inquire at the nearby business outlets of Industrial Bank.

Second, the basic characteristics:

1, optional password for swiping the card.

You can choose whether to spend by signing or adding password protection. Industrial credit card fully takes care of your convenience and security needs.

2. Zero risk of loss reporting

If the card is lost, you can call the 24-hour customer service hotline 9556 1 or complete the loss reporting procedure through the interactive SMS service, and the loss reporting will take effect immediately, without worrying about all the risks afterwards.

3. A card and two coins

Specially provide RMB and USD for distinguished cardholders, which can be used for signing accounts in more than 200 countries and regions around the world. Consumption abroad can be repaid in RMB, which is popular all over the world.

4. Various repayment methods

We provide you with up to seven repayment methods, such as cash repayment, ATM transfer repayment, automatic transfer repayment, online banking repayment and telephone banking repayment, so that you can easily repay anytime and anywhere, which is very worry-free.

References:

Baidu Encyclopedia Industrial Bank Credit Card