In addition, users can exchange ICBC points for JD.COM Steel _, and one steel _ is equivalent to 1 yuan, and the exchange ratio is 6667 points =1 steel _. It should be noted that points cannot be directly exchanged for cash, only for goods.
therefore, the price of goods can let everyone know whether it is worthwhile to exchange points.
ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the construction of service system of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.
at the end of p>27, the number of credit cards issued was 23.38 million, and the consumption was 161.9 billion yuan, which continued to maintain the leading market position in both card issuance and consumption. The credit card overdraft balance was 8.241 billion yuan, an increase of 59.5%.
By the end of 29, the number of credit cards issued by ICBC exceeded 52 million, an increase of nearly 13 million a year, with an increase of 33%. It not only remained the first credit card issuing bank in China, but also surpassed the three world-class credit card giants of Discovery Card, American Express and First Capital in a year, achieving a perfect "triple jump" and becoming the fourth largest credit card issuing bank in the world after JPMorgan Chase, Bank of America and Citigroup. Establish a personal financial service model based on debit card; Strengthen the integration of marketing channels by virtue of the advantages of Peony Link Card with multiple accounts and multiple functions; Give play to the role of Peony Link Card in payment and settlement, and divert the pressure on the counter. At the end of 27, the number of debit cards issued was 187 million, an increase of 8.58 million, and the annual consumption was 454.3 billion yuan, an increase of 71.4%.
by the end of p>27, the number of bank cards issued exceeded 21 million, an increase of 21.49 million. The bank card business income was 4.537 billion yuan, an increase of 4.6%.
ICBC actively promotes the popularization and application of chip cards. By the end of May 212, the circulation of various chip cards in ICBC had exceeded 5.5 million, ranking first among domestic peers. Among them, the number of chip credit cards issued reached 5.38 million, an increase of 1.11 million or 26% compared with the beginning of the year, and the number of chip debit cards such as chip cards for wealth management accounts was nearly 13,. At the same time, ICBC has also made great efforts to improve the acceptance environment of chip cards. More than 9% of ICBC's self-service machines can accept chip cards, laying a solid foundation for the further popularization of chip cards.
As early as 1995, ICBC issued the first smart chip card approved by the People's Bank of China, and issued the first domestic chip credit card at the end of 25. Since 29, it has taken the lead in comprehensively promoting chip cards among domestic peers. By the end of 21, ICBC has issued more than 9 million chip cards of various types, and 95% of the 45, POS machines can accept "magnetic stripe plus chip".
At the same time, the card issuance and transaction volume of chip cards are increasing, and the application fields of ICBC chip cards are also expanding day by day, which brings many conveniences to residents' daily life. The industrial cooperation scope of ICBC chip card has covered various characteristic fields such as traffic management, railway ticket, expressway, commercial joint name, social security and medical insurance. Through industry cooperation, ICBC's various chip cards have realized "one card can be used for multiple purposes". Cardholders can not only use it in consumer payment, but also enjoy value-added services in life services such as aviation, railways, public transportation, highway traffic and social security.
in March, 29, ICBC officially issued the innovative bank chip card product-"guangzhou-shenzhen railway Financial Chip Card" applied to the railway system. Cardholders can "swipe their cards and leave" when they take the Harmony EMU in guangzhou-shenzhen railway, so there is no need to queue up for tickets and wait. The card has been widely welcomed by customers since it came out. In just one year, 1, cards were issued and the consumption reached 1.5 billion. This "one card with many functions" chip card launched by ICBC will become the direction of upgrading China bank cards in the future.