Hello, of course, it is much easier to apply for a credit card from this kind of small commercial bank than from the four major state-owned banks and other commercial banks with higher requirements. Generally speaking, China Merchants, Communications and Ping An The credit cards of the three banks are at the same level, and the credit card application, discounts and convenience of use are all about the same. The following are the card application channels and required information of each bank. Please choose according to your actual situation:

China Merchants Bank: Applicants for China Merchants Bank credit cards should be between 18 and 60 years old (25 years old for foreigners) ~60 years old), have certain financial ability and good credit record. To apply for a credit card, you need to submit a China Merchants Bank credit card application form and a copy of the front and back of your ID card (Foreigners: Passport and Residence Permit or Employment Permit; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment Permit/Residence Permit certificate) and work certification documents issued by the unit. Providing the following information will help increase your credit limit, such as copies of China Merchants Bank savings account statements for the past three months; original asset balance certificates for wealth management accounts opened by China Merchants Bank; copies of the real estate certificate (including your name). The property has nearly 3 A copy of any water, electricity and coal invoice within the month; a copy of my car driving license.

Bank of Communications: To apply for a Bank of Communications credit card, you can directly log in to the official Bank of Communications credit card website to apply, or you can submit your identity certificate, proof of employment or income, proof of residence documents and a completed application form to the local Bank of Communications outlet. Or apply at the direct sales office. For outlet information, you can dial 95559 for consultation. For the office number, you can dial the customer service hotline 4008009888. When applying for a credit card, you need to provide a completed and signed application form, identity documents, residence certificates, employment or income certificates; if you are a private owner, in addition to the above information, you also need to provide the applicant's name, business name and start date. A copy of the industrial and commercial business license with the date of operation.

Ping An Bank: To apply for a Ping An Bank credit card, you can click the Apply Card Now button on the official website of Ping An Bank to enter the online application process. After the online application is completed, Ping An Bank will express the approved card to the applicant. After receiving the card, you need to bring your credit card and second-generation ID card to the nearest Ping An Bank branch to activate it. When applying for a Ping An Bank credit card, the review results will generally be available about 10 working days after receiving the applicant's application materials.