If pos machines are frequently used for large consumption, or large amounts of cash are frequently withdrawn, etc. , causing UnionPay to doubt your credit, UnionPay will inform the bank that your account is suspected of cashing out. Credit cards will be frozen on suspicion of cashing out.

2. Repeated overdue repayment

If the repayment is overdue for many times, the bank will think that you are unable to repay and freeze your credit card. At this time, you pay in full, call customer service and ask for thawing. In this way, the amount may be reduced, but if the overdue times are not many, the general customer service will unfreeze.

The property was frozen by the court.

If the property is frozen or confiscated due to various disputes, the credit card will also be frozen. This kind of situation is rare, so this kind of person will point fingers. Settle your lawsuit first, then consider unfreezing your credit card!

These are the reasons why credit cards are frozen. You can compare it and see why you are frozen.