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What is the bill date of China Minsheng Bank?

The billing dates of Minsheng Bank are: 1st, 3rd, 6th, 9th, 13th, 16th, 21st, 26th and 28th of each month. The cardholder's bill date can be viewed from the monthly statement.

1. The so-called credit card statement date is when the card-issuing bank summarizes and settles all transactions and charges incurred by the credit card in the current period and calculates interest, and then sends the total amount owed and the minimum repayment amount for the current period in various forms. The date given to our cardholder. In other words, bill day is the day when we pay our bills every month. Usually, the monthly billing date is fixed, but different banks and credit cards have different billing dates.

2. There is a billing date and of course a repayment date. The credit card repayment date is the last repayment date for consumption last month. On this day, you need to pay off the credit card balance you used last month. If I fail to pay off the debt by the final repayment date, interest and liquidated damages will accrue, which will directly affect my personal credit report. In severe cases, I will be blacklisted by major banks, and will not be able to take high-speed trains, cars, etc. In addition, most banks support the minimum repayment amount. This is a win-win policy, because the bank increases profits and customers also have buffer time, which will not affect personal credit.

3. The billing date is the date on which all debts for the current period are finally incurred, and the repayment date is the last date on which we must repay the debts for the current period. You don’t have to repay on the bill date, but you must repay on time on the repayment date. If you fail to repay the loan on time according to the repayment date, not only will you be charged a high penalty interest, but you will also have an overdue bad record. Card consumption on the bill day belongs to the next month's bill and has nothing to do with the current repayment date.

Minsheng Bank’s A shares were publicly listed on the Shanghai Stock Exchange on December 19, 2000, and Minsheng Bank’s H shares were listed on the Hong Kong Stock Exchange on November 26, 2009. Ranked 251st in the Fortune Global 500 in 2018. On June 26, 2019, eight banks including China Minsheng Bank launched the first batch of corporate information network verification systems. In July 2019, the 2019 Fortune Global 500 was released, ranking 232nd. On December 18, 2019, it was selected into the top 100 list of People's Daily's "China Brand Development Index", ranking 70th. In March 2020, it was selected as the 185th among the top 500 most valuable global brands in 2020.