If a credit card debt of 100,000 yuan is overdue, generally speaking, the specific time involved in prosecution will vary according to different regions and creditor policies. Typically, it can be weeks or months after a late payment is made before a creditor considers legal action.

Details:

1. Creditor’s policy: Each bank or financial institution has its own recovery policy. They may first collect the debt through phone calls, text messages or emails and give them a certain grace period.

2. Overdue period: Creditors generally give debtors a certain grace period so that they can proactively repay their debts. This time may range from a few weeks to a few months.

3. Collection procedures: If the debtor fails to fulfill its repayment obligations within the grace period, the creditor may take further actions, such as entrusting a third-party collection agency or conducting legal proceedings.

4. Legal action time: The specific prosecution time will depend on factors such as creditor policies, legal procedures, and court workload. Generally speaking, it can take weeks or months.

5. Regional differences: Legal procedures may differ in different regions, resulting in differences in prosecution time.

Summary:

The specific time for being sued after late payment on a credit card debt varies by region and creditor policies. Generally speaking, it can take weeks or months to go through the collection process before legal action is considered.

Extended information:

When dealing with overdue repayment of credit card debts, it is recommended to contact the creditor in a timely manner and explain the situation, and try to reach a repayment arrangement to avoid further legal disputes. At the same time, understanding relevant laws and regulations, consulting professionals, or seeking legal assistance are also effective ways.

The above is an answer based on the general situation in China.