Generally speaking, most credit cards are exempt from the annual fee if they swipe their cards six times a year, some are directly exempt from the annual fee, and some are exempt from the annual fee the following year. In addition, some banks not only stipulate the number of card swipes, but also stipulate that both the number of card swipes and the number of card swipes must meet two conditions at the same time in order to meet the requirement of annual fee exemption.

Most credit cards have an annual fee, which varies according to the credit card grade. However, most credit cards are free of annual fees, such as spending a certain number of times or spending a certain amount. Credit cards free of annual fees are generally ordinary cards and gold cards.

Usually, as long as you meet the standard within one year, the annual fee-free policy of credit card will give you an annual fee-free policy. Need to be reminded that you can use the credit card offline as far as possible, and online shopping or online consumption is not included in the annual fee-free credit card consumption.