According to Article 38 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, the issuing bank shall openly and clearly inform the applicant of the application materials and basic requirements, and the application materials must be signed by the applicant himself, and the card shall not be issued without the customer's knowledge or against the customer's wishes.
The application materials for the supplementary card of the credit card accepted by the issuing bank must be confirmed by the main cardholder through personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the issuing bank.
Extended data:
Measures for the Supervision and Administration of Credit Card Business of Commercial Banks Article 42 The card-issuing bank shall determine the necessary (optional) elements of the credit card application materials according to the requirements of comprehensive risk management. If the necessary information or options appear in the credit card application materials, the credit card shall not be issued on behalf of others (except the business travel card and business shopping card handled by the unit and the supplementary card handled by the main cardholder), signed by others or the application materials are unsigned.
If there is suspicious information in the credit card application materials, the audit opinions are missing, the auditors at all levels have not signed (signed, entered the work code) or the system audit records are missing, the credit card may not be issued.
Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks