If the credit card is not used for a long time, the bank will not automatically cancel the account and will not sell the card within the validity period. Even after the expiration date, banks can only automatically cancel cards that have not been used for a long time. So it takes a long time for banks to cancel their credit cards automatically, at least several years. In addition, users can still apply for a new card after the card is automatically cancelled. The cancellation of the new card will not affect the application for a new card in the future.
How to withdraw cash from credit card to bank card?
Credit cards can handle cash transfer business. Cash transfer is to transfer the withdrawal amount of credit card to the user's bank card in cash. In addition, credit card withdrawal to bank card is credit card withdrawal. After withdrawal, please refund the withdrawal principal, interest and handling fee in full on the repayment date. When the repayment amount is insufficient, the bank will be regarded as overdue by the user.