Legal analysis: If a cardholder rents or lends a credit card and its account, the issuing bank shall order it to make corrections and impose a fine of less than 65,438 yuan+0,000 yuan (the issuing bank has agreed in advance in the application form, contract and other contract documents).

Legal basis: Article 59 of the Measures for the Administration of Bank Card Business, if a cardholder rents or lends a credit card and its account, the issuing bank shall order it to make corrections and impose a fine of less than 65,438 yuan+0,000 yuan (the issuing bank has agreed in advance in the application form, credit card use contract and other contract documents).