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Can I continue to apply for a Bank of Communications credit card after the temporary credit limit expires?

As long as the temporary limit is paid back in time when it expires, you can continue to apply.

The relevant policies for temporary credit card limits of Bank of Communications are as follows:

(1) Temporary limit means that when customers have urgent or temporary large-amount card use needs, they actively apply to the bank or The bank proactively provides a time-limited limit beyond the fixed limit with the customer's consent. After the validity period of the temporary limit, the credit limit will be restored to the original fixed limit.

(2) If the customer has a temporary limit, the original cash withdrawal limit and installment limit will not change, and the repayment rules and charging standards for cash withdrawal and installment are the same as before the temporary limit.

However, there are three things to note about the temporary credit limit increase:

1. The temporary credit limit has a "shelf life": the validity period of the temporary credit limit increase of the Bank of Communications credit card is generally within 3 months. Afterwards, your credit limit will be automatically restored to the original credit limit.

2. The excess portion cannot be repaid according to the original minimum repayment amount: after the temporary limit is increased, the excess portion that is actually used beyond the original credit limit will be added to the minimum repayment amount in the next statement. Please remember to repay the portion exceeding the fixed amount at one time on the due date to avoid leaving an "overdue" record.

3. You cannot apply for installments for the temporary limit increase: You spend more money during the holidays and you are under pressure to repay. You can think of installments, but it is worth noting that once the temporary limit is increased, your consumption will exceed If you have a fixed amount, you will not be able to handle installment business.