Yes. When applying for a credit card, users need to submit photos of the front and back of the original ID card when applying online, and when applying offline, they need to submit the original ID card. The credit card must be applied for by myself, so the ID card is an important identity information material. If the user's ID card has expired or is lost, other identity proof materials need to be submitted.
In addition, users must keep their ID card information properly and not easily disclose their ID number and ID photo. When applying for a credit card, users need to submit photos of the front and back of the original ID card when applying online, and when applying offline, they need to submit the original ID card. The credit card must be applied for by myself, so the ID card is an important identity information material. If the user's ID card has expired or is lost, other identity proof materials need to be submitted.
Users must keep their ID card information properly and do not easily disclose their ID number and ID photo.
1. Which banks can apply for credit cards
Inquire about which banks can apply for credit cards. Below, the editor will give you a unified answer on which banks can apply for credit cards.
Most banks can handle credit cards. For example, my country's five major banks, joint-stock banks such as China Merchants Bank, China Everbright Bank, China CITIC Bank, and China Guangfa Bank, as well as many larger city commercial banks. Only a few smaller banks do not provide credit card services to users.
In fact, most banks now have credit card business, including state-owned banks, mainstream commercial banks and many larger local banks, such as my country’s five major banks, China Merchants Bank, Everbright Bank, and CITIC Bank , Industrial Bank, Guangfa Bank, etc., only a few smaller banks may not provide credit card services to users.
Currently, mainstream banks have their own business outlets across the country. Users who want to apply for a credit card can compare and choose the appropriate bank and credit card to apply.
When applying for a credit card, if it is the first time for a user to apply for a credit card, in order to have a better chance of passing the application, it is best to choose the bank to which his salary card belongs or the bank to which his deposit account belongs. Generally, it is easier to pass and get a comparison. Satisfactory credit card limit.
Different banks will launch different activities for different card types when applying for credit cards. Users can compare multiple ways and choose the most cost-effective credit card for them based on their daily consumption habits.
2. Credit card application conditions
For users who apply for a credit card, the bank will review the user's application. Only users who meet the credit card application conditions can successfully apply for a credit card. The following conditions need to be met when applying for a credit card:
1. The user needs to be over 18 years old;
2. The user needs to have a stable source of income. Generally, banks will not make money to students without income. For credit cards, only a few banks have launched credit cards specifically for college students;
3. Credit card applicants need to have good credit and no bad overdue records;
4. Users You need to provide at least two valid contacts when applying;
5. If credit card application users can provide proof of salary income, proof of financial resources, etc., it will help increase the success rate of the application.
After the user applies for a credit card, the bank will call the contact number reserved by the applicant and the number of the applicant's workplace for information verification when conducting credit card review. Therefore, the applicant may ensure that the contact number is open. Otherwise, if you miss the review call, your card removal period will be extended.
1. Who should I consult for overdue use of China Merchants Credit Card?
For cardholders whose credit cards are overdu