1. There are certain age requirements for handling credit cards: you must have full capacity for civil conduct, that is, 18 years old and above;

2. Have legal and stable income and good credit;

3. Provide corresponding identification documents: a copy of ID card or military officer's card;

4. Work certification documents. Some banks also need to provide proof of income and financial resources. Financial proof can include a copy of real estate license, a copy of motor vehicle driving license, passbook, etc. Anyway, it is easier for the economy to prove that it depends on the individual's repayment ability;

5. proof of residence, which can be a copy of the household registration book, or a certificate issued by the street, or other certification materials. This is easier to do;

6. Fill in the application form for applying for a credit card.

Extended data:

The main features of credit cards:

1. Cash deposit in advance is not allowed. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.

2. It is one of the fastest developing financial services, and it can replace the traditional cash circulation in a certain range.

3. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

5. It can reduce the use of cash currency.

6, can provide settlement services, convenient shopping and consumption, enhance the sense of security.

7. It can simplify the collection procedure and save social labor.

8. It can promote commodity sales and stimulate social demand.

Baidu encyclopedia-credit card