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Do I need to deposit money in China Merchants Bank's credit card?
It is ok to apply for a credit card, and there is no deposit in the savings card. Of course, if there is a deposit, it will help to increase the credit limit.

First of all, there are two main requirements for handling credit cards:

1. Age requirement: 18-60 years old;

2. Have a stable job and income source.

Second, the materials and certificates that need to be provided when handling:

1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;

3. If it is a private owner, in addition to the above information, it is also required to provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date.

If you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.