Which bank can handle credit cards for people with registered residence in Hong Kong, Macao and Taiwan? What do I need to bring?
Hello
China Construction Bank can handle credit cards from Hong Kong, Macao and Taiwan, and the procedures are relatively simple. Please refer to the following content: Sincere answer, hope to adopt it!
The basic requirements for main card applicants are Chinese citizens (including Hong Kong, Macao and Taiwan) and foreign citizens who are between 18 and 65 years old and have full capacity for civil conduct.
Applicants for supplementary cards must be at least 13 years old.
Information required for CCB credit card application:
When filling in the application form, please also provide: copies of the identity documents of the main card and supplementary card applicants (domestic residents must provide resident ID cards , foreigners should provide their passport, Mainland Travel Permit for Hong Kong and Macao Residents, Home Return Permit, or Mainland Travel Permit for Taiwan Residents).
Providing your own employment certificate, income certificate, real estate certificate, car ownership certificate, financial assets certificate and other supporting materials will help your application be processed as quickly as possible.
The credit limit of a credit card is determined based on the information and credit status provided by the cardholder when applying. This limit is the maximum limit that the cardholder can use for overdraft consumption and cash withdrawal. Available limit refers to the unused credit limit of your credit card. The available credit will be reduced with each consumption and restored with each repayment.
Regular card: 1,000-10,000, where there is no gold card, the limit is 50,000;
Gold card: 10,000-50,000, city cards only have gold cards, the limit is 5,000-50,000;
Platinum Card: 50,000 plus temporary limit. Basically, it is more than 60,000, and there are also more than 200,000;
Unlimited card: The card is only issued to platinum card invitations. It is said to be unlimited, but there is still a limit. Like the platinum card, it has a fixed temporary limit of 50,000. To apply for a card or withdraw cash, you can contact me.
Which bank in mainland China can apply for credit cards for people from Hong Kong and Macao?
If you are applying for a China Merchants Bank credit card, compatriots from Hong Kong, Macao and Taiwan must be between 25 and 60 years old when applying for the card. They must bring their passport or Hong Kong and Macao pass, a valid identity document from their country of origin, a copy of their residence permit or temporary residence permit, and their employment certificate. Please go to our bank branch for consultation and processing of your certificate and work certification documents.
The following information must be submitted:
Proof of identity: A copy of the front and back of your ID card.
Work certificate: Original work certificate issued by the employer (indicate the specific company name, department, position and income status, stamped with the company seal or personnel seal); or personal badge, business card, etc.
The following information can be submitted according to personal circumstances (conducive to card review and limit increase):
Proof of financial resources: such as: self-owned commodity property rights certification documents (real estate certificate, house purchase contract, Bank mortgage loan certification documents, formal house purchase invoices, etc.), self-owned vehicle certification documents (own vehicle driving license, bank car loan certification documents), income certification documents (bank salary records, income tax withholding vouchers, confidential salary slips Copies of other documents), social security/provident fund payment certificates, academic certificates, etc. Warm reminder: 1. Card application is not supported; 2. Application does not require guarantee from others; 3. Credit cards must be applied for in person and cannot be applied for on behalf of others; 4. One person can apply for multiple credit cards from our bank.