A credit card whose minimum living allowance has been cancelled may be due to the fact that individuals have returned more credit card debts each month, and then it will be cancelled if it does not meet the target of minimum living allowance. Property will be inquired when the minimum living allowance is verified. If the applicant has more property, the object of the minimum living allowance may not be satisfied at this time.

users must repay their credit cards on time in daily use, and there should be no overdue repayment. Generally, there will be penalty interest after overdue repayment. The longer the time, the more penalty interest will be generated, and the burden of subsequent repayment will increase. Moreover, the overdue repayment of credit cards will be collected by banks, which will affect the normal life of individuals.

if the user can't repay on time after using the credit card at ordinary times, installment repayment or minimum repayment amount can be used at this time. When using installment repayment, you can choose the number of installments according to your own income. Usually, when your income is relatively high, you can choose fewer installments, so you can spend less handling fees.

To apply for a credit card, you need to provide the following information:

1. Copy of ID card, work certificate, income certificate, etc.

2. If you can also provide bank deposit certificates, real estate certificates, degree certificates, etc., the application approval process will be more convenient and quick.

3. If they are registered in other places, overseas personnel are applying for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require temporary accounts issued by local public security departments or certificates (including work certificates) issued by relevant departments.

4. Other conditions required by the issuing banks.