Advantages and disadvantages of China CITIC Bank Magic Love Platinum Credit Card
1. Advantages. There is no annual fee within the validity period of the card, double points online and offline, women's health insurance of RMB 100,000, flight delay insurance of RMB 1,000 for two hours, and fraud protection insurance of RMB 30,000.
2. Disadvantages. The only drawback of CITIC Bank (Pandora Series) Magic Love Platinum Credit Card is that it is not suitable for men to apply.
Is the annual fee waived for CITIC Magic Credit Card? How much is the annual fee?
CITIC Magic Credit Card, as a credit card with rich benefits and preferential activities, has always attracted many people to apply for it. However, some people are worried about the annual fee when applying for it, and worry that it will be a burden because the annual fee is too high. So, how much is the annual fee for CITIC Magic Credit Card? Can the annual fee be waived?
This credit card is divided into three levels: regular card, gold card and platinum card. The annual fees for different levels are also different.
1. Regular Cards
The annual fee for its regular card series is RMB 100 per year for the main card and RMB 50 per year for the supplementary card.
2. Gold Card
The annual fee for the Gold Card series of this credit card is RMB 200 per year for the main card and RMB 100 per year for the supplementary card.
3. Platinum Card
The annual fee for its Platinum series is RMB 480 per year for the main card and RMB 240 per year for the supplementary card.
The annual fee of CITIC Magic UnionPay Credit Card is not very high, and the annual fee burden for applying for this credit card will not be heavy. So, is there any way to waive the annual fee for CITIC Magic UnionPay Credit Card?
If regular and gold card users of this credit card want to waive the first-year annual fee, they need to make one purchase with this credit card in the first month of issuance. If you swipe your card five times in the first month, you will be exempted from the annual fee for the following year. It does not limit the amount and form of consumption. Platinum card users are not exempt from the first-year annual fee, but the annual fee for the following year can be redeemed with points.
The annual fee of CITIC Magic UnionPay Credit Card is not high, and users of regular and gold cards can easily meet the standard of no annual fee. Users of platinum cards only need to pay the annual fee for the first year, and the annual fee for the following year is OK. Exchange with points. I think its annual fee policy is quite reasonable. Therefore, friends who want to apply for this credit card do not need to worry about the heavy annual fee burden and can apply for this credit card with confidence.
Q&A with prizes: 2. CITIC Bank Magic Credit Card holders can enjoy up to tens of thousands of yuan for serious illness
20,000 yuan.
CITIC Magic Credit Card is a female-exclusive credit card launched by CITIC Bank. It is the first female-exclusive health insurance credit card launched for female cardholders in China. The maximum credit limit of this credit card is 20,000 yuan. CITIC Magic Credit Card general cardholders can earn single points for online transactions, as well as various services.
CITIC Magic Credit Card is insured. Parents and children enjoy 24-hour accidental hospitalization medical insurance. This is a benefit of CITIC Magic Credit Card. Cardholders can enjoy 24-hour free accidental hospitalization medical insurance service. . CITIC Magic Credit Card general card holders only need to join the Parent-Child Club and make 6 transactions in the month of joining to get it. From the next month, if you make 6 transactions every month, you can get the insurance for the next year.
Is the limit of CITIC Magic UnionPay Credit Card high? How much is the limit?
CITIC Magic UnionPay Credit Card is a credit card specially designed for women from CITIC Bank. It became a very popular credit card once it was issued and is loved by many people. Many people who want to apply for it are worried about whether the amount will satisfy them. So, does CITIC Magic UnionPay Credit Card have a high limit? How much is the limit?
CITIC Magic UnionPay Card is divided into three levels: regular card, gold card and platinum card, so different levels of Magic UnionPay Card have different credit limits.
1. Regular Card
The general card series of this credit card has a limit ranging from 3,000 to 10,000 yuan.
2. Gold Card
The gold card series of this credit card has a limit between RMB 10,000-50,000.
3. Platinum Card
The credit limit of the platinum card series is the same as that of the gold card series, both of which are around 10,000-50,000 yuan.
The limit of CITIC Magic UnionPay Credit Card ranges from RMB 3,000 to RMB 50,000, and the limit will be different at different levels.
Generally speaking, the limit of this credit card is not very high. Some people may want to increase its limit. So, is it easy to increase the limit of CITIC Magic UnionPay Credit Card?
CITIC Bank will increase the fixed limit from time to time for cardholders with good card repayment records. If you want to apply actively, you need to hold the card for more than half a year and keep the consumption amount at more than 70% of the credit limit. Everyone should try their best to spend as much as possible with their cards and pay in more installments, so that it will be easier to apply for a limit increase.
The limit of CITIC Magic UnionPay Credit Card should be considered to be at the middle level of bank credit card limits. The limit is not very high, but its limit is still relatively fast. People who are not satisfied with the limit can also go to the limit later. Increase its limit to the standard you want.
Can CITIC Bank Magic Love Platinum Credit Card be applied for only by women?
No.
The CITIC Bank Magic Love Platinum Credit Card is a card specially tailored for women. Although men can also apply, the card design and card benefits make it more suitable for women to hold the card.
CITIC Bank Magic Love Platinum Credit Card is a UnionPay platinum card. According to the past credit status of China CITIC Bank, the credit limit of CITIC Bank Magic Love Platinum Credit Card is about 50,000 yuan or more.
This concludes the introduction to Magic Credit Card and Rubik’s Cube Card Assistant Credit Card. Have you found the information you need?