For credit card overdraft consumption transactions, Bank of China generally provides an interest-free repayment period of 20-50 days. If the full payment is made before the interest-free repayment period, no overdraft interest will be charged; If the full amount is not repaid before the interest repayment period, overdraft interest will be calculated based on the actual amount owed and the actual number of days in arrears from the transaction recording date on a step-by-step basis. The overdraft interest rate is 0.05% of the daily interest rate. , compound interest is calculated on a monthly basis.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

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