If you want to withdraw the money from one credit card through the bank counter, and then return the money from the other credit card, it is totally possible, but this process will generate interest on withdrawing money from the credit card and the handling fee for handling related business in the bank. Others use Alipay or WeChat to transfer money and return the credit card to avoid paying the handling fee. This method is incorrect, not allowed by banks, and even illegal.

There are many ways to repay by credit card. It is not the best way to return one credit card to another. Generally speaking, credit cards have the following repayment methods:

1. Counter repayment: take the credit card to the counter of the bank to which the credit card belongs.

2.ATM self-service repayment: mainly refers to depositing money into a credit card at ATM for repayment.

3. Repayment associated with other bank cards: refers to repayment of interbank debit cards bound to credit cards. After the binding is successful, the bank will automatically deduct the repayment from the bound debit card on the repayment date of each month, as long as it can ensure that the money in the debit card is enough to pay off the loan in the last billing cycle every month.

4. Use self-service machines such as Lacarra to repay the loan. You can use any bank's debit card to swipe your card at these self-service machines to repay your credit card.

5. Online repayment refers to credit card repayment through Alipay, WeChat wallet, official mobile banking APP and official WeChat account of the bank to which the credit card belongs.

If these repayment methods do not involve cash withdrawal by credit card, there is no handling fee. In addition, if your balance is sufficient, it is not recommended that you use one credit card to return another credit card, because it will generate certain interest and you can use other methods directly. If you are short of funds, you can actually make a credit card overdue, and the interest rate is only 0.5%. Then you can use another credit card and pay it off as soon as you have funds.

In fact, it is very important to use credit cards to spend wisely. You should know your economic level clearly and spend reasonably. Don't blindly use credit cards to spend a lot. If you owe money before the repayment date, it will lead to higher interest. Can't let the credit card play the biggest role.