Credit card repayment agreement refers to a repayment method that binds a credit card to a savings card held by an individual, and automatically deducts payment from the savings card on the repayment date. Binding a savings card is Agreed repayment account.

The agreed repayment methods include full repayment and repayment amount. The corresponding amount will be withheld from the agreed repayment account according to the selected repayment method before the repayment date expires.

The agreed repayment on a credit card can effectively prevent the cardholder from losing money due to forgetting to repay. However, the prerequisite for withholding is to ensure that the balance in the savings card is sufficient in advance to avoid automatic repayment failure. Extended information

1. Starting two days before the monthly repayment due date, please ensure that there is sufficient deposit in your agreed repayment account, and keep the account deposit until the due repayment date. If the due date of your current bill is October 4, as long as the agreed repayment account has sufficient balance between 24:00 on October 2 and 24:00 on October 4, the agreed repayment will be deducted. success.

2. Regardless of whether the agreed repayment deduction is successful or not, our bank will send a reminder text message.

3. If you are in arrears for four installments, or if the agreed repayment fails for more than four installments, please pay off the debt and reapply for the agreed repayment business to avoid unnecessary expenses.

4. The agreed repayment account is limited to our bank’s nationwide debit cards and quasi-credit cards, which must be opened by the credit card holder himself.

Baidu Encyclopedia-Credit Card Repayment