I. To apply for a credit card, the following conditions shall be met:
1, age18;
2. Have full capacity for civil conduct;
3. No bad credit record;
4. Have a stable source of income and repayment.
Second, the information needed to apply for a credit card.
1, my legal identity certificate within the validity period;
2. Proof of income stamped by the unit;
3. Providing additional proof of financial resources, such as vehicles and real estate in my name, can increase the possibility and quantity of issuing cards.
Third, the credit card processing procedures and time
1. Fill in the credit card application form at the bank counter and submit it directly to the bank for processing, or apply for a credit card online through the bank website;
2. The application materials and online application materials collected by the front desk are submitted to the bank credit card center for centralized review in batches, which usually takes about one week;
3. It takes time to enter the batch business card printing process after approval;
4. After batch business card printing, the credit card center will send the card according to the mailing address filled in the applicant's application form, and it usually takes about one week from sending to the applicant signing. This time will vary according to the applicant's place of residence.