1. Overdue fee: If the credit card is overdue for one month, the bank will charge the corresponding overdue fee according to the overdraft amount of the credit card, which is usually calculated according to a certain proportion every day. The overdue fee is accumulated day by day, so the longer the overdue time, the higher the overdue fee.

second, credit records are affected: banks will report overdue records to personal credit record institutions, which will have a negative impact on personal credit scores. The credit score will be adjusted according to the number of overdue times and the length of overdue time, and one month overdue may lead to a large decline in the credit score.

3. Limit: After one month overdue, the bank may adjust the credit card limit. In order to reduce the risk, banks may reduce the credit card quota, which will have an impact on the spending power of cardholders.

to sum up, the consequences of a credit card overdue for one month include an increase in overdue fees, a negative impact on credit history and a limited credit card limit. Therefore, it is suggested to avoid overdue credit cards as much as possible and ensure timely repayment to maintain personal credit records and good credit scores.

Extended information:

The overdue credit card means that the due amount has not been paid off before the repayment deadline. The division of overdue period varies from bank to bank and is usually calculated according to each billing cycle. If the overdue period exceeds one month, there may be more serious consequences, such as collection or legal disputes. Therefore, for credit card holders, timely repayment is very important to avoid the negative impact of overdue fees and credit records.

It is worth noting that the consequences mentioned here are only in general cases, and the specific consequences also depend on personal credit records and bank policies. So, if you