Hengfeng Bank has a high card blocking rate.

Especially if the credit card has no outstanding balance and the cardholder has never used any bad credit cards. All liabilities are owed to other credit institutions. Even if the cardholder's risk is relatively high, the bank will still leave room for the cardholder and may reduce the credit card limit, and the probability of card closure is relatively low.

Credit cards are blocked either because of serious overdue payments or because cardholders often use the cards illegally. Of course, there are also reasons for high debt and high risks.

According to some media reports, there have been bugs in the temporary quota of Hengfeng Bank in the past two years, and the temporary quota can be increased through different means.

Specific operation method:

Not only can Hengfeng credit card temporary applications be applied continuously, but the limit can also be increased by almost double through black technology, which is commonly known as "pushing temporary" in the circle.

1. Pull the temporary limit all the way to the right, and then lock the screen. The limit will be stuck and will not return to 50%. Turn off the Internet, click to receive the verification code, then turn on the Internet, fill in the verification code and end.

2. Pull the temporary limit to the right all the way to the end. The limit will be different every time you let go. If you feel that the amount is sufficient, use another hand to manually enter the amount. Let go and confirm to submit the verification code.

At first, the temporary limit was raised through Hengfeng Mobile Banking, which could increase the temporary limit by about 50.

Later, it was upgraded to computer operation, which can increase the temporary quota by about 2 times.

It is observed that there are two reasons for such problems with temporary quotas

1. Someone reported to Hengfeng Bank headquarters. I didn't succeed in raising my quota, but I saw others succeed. Then report it yourself.

2. Banking system risk control text message reminder

“Dear customer, there have been abnormal card usage behaviors in the recent use of your credit card. Warm reminder: Please use the credit card in a standardized way and please pay attention to it. Keep the credit card consumption voucher from our bank, thank you! "Hengfeng Bank"

The cardholders were immediately angry and said:

1. The temporary limit cannot be renewed, causing problems with capital turnover.

The Hengfeng Bank extension always exists and can be renewed. Most of the time, people take what she fixed for the day. The infinite loop suddenly stopped.

What if you could not be angry? Just like a good relationship. Break up suddenly. Isn't this nonsense?

2. After the temporary quota is used, it cannot be divided into installments.

It directly aggravates the financial shortage. Everyone had to find a place to vent. My card community is a place for card friends to vent their emotions. Hengfeng’s card friends gather here. Because when the cards were released, many cardholders applied and applied for them one after another. When the temporary quota was raised, everyone followed suit. If there is a problem, everyone will still focus on explaining the situation and expressing emotions here.

In fact, if the temporary quota is too high, there will be a problem of funds being unable to be extended.

It has been mentioned many times in live broadcasts and articles that the fixed quota may be reduced, and the temporary quota is even more unstable. Do not rely too much on temporary quotas.

And the temporary quota also has another feature. The quotas are relatively high, and some are even twice or more than the fixed quota. Hengfeng Bank adjusts manually.

China Merchants Bank is the originator of temporary quota doubling. Moreover, if China Merchants Bank enters a dark room, the temporary quota will always be provided. Fixed amounts are raised frequently. Temporary lines are particularly risky and cannot be renewed.