My friend overdrawn his credit card to pay back the money he owed me, and now he is being sued for not paying back the money from the bank. I don't need to pay legal responsibility. And "friends" need to pay some responsibilities.

The amount of malicious overdraft refers to the amount that the cardholder refuses to return or has not yet returned. Does not include compound interest, late fees, handling fees and other fees charged by the issuing bank.

Malicious overdraft should be investigated for criminal responsibility. However, if all the overdraft interest has been repaid after the public security organ files the case but before the announcement of the judgment of the people's court, the punishment may be given a lighter punishment, and if the circumstances are minor, the punishment may be exempted. If the amount of malicious overdraft is large, and all overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law.