Credit card repayment: refers to the way that the cardholder chooses to entrust others (individuals or some intermediaries) to repay on his behalf when the final repayment date of the credit card expires, and the minimum repayment has to pay high interest. After that, the cardholder will brush out the repayment amount in the form of credit card consumption and return the funds to the repayment helper.

Consequence: at most, you need to disclose the card number to the person who pays back the money. Advise others to transfer to your Alipay account, and then repay by yourself.

The operation process of credit card repayment: the intermediary agency repays the overdraft limit that is about to expire, and then brushes out all the repayment amount not long ago in the form of credit card consumption.

In fact, it is to return it first and then brush it out. Some customers may have questions, can the money returned to the credit card be brushed out at the first time? The answer is yes; According to the current credit card regulations of major banks, as long as the customer repays, the credit card limit will be restored. That is to say, as long as the customer's card is normal, the money we returned to the credit card for the customer can be brushed out immediately.

In this way, you not only have repayment records, but also consumption records, plus some small consumption, which can make you increase your credit limit faster. And you can enjoy the interest-free period forever!