1. Credit card installment repayment needs to meet certain application conditions. After the card bank approves the installment successfully, the cardholder only needs to pay a certain installment fee (the specific rate is related to the installment duration, which can be divided into 3 installments, 6 installments, 8 installments, 12 installment, 18 installment, 24 installment, etc.). And there are no 36 installments), and each installment is repaid in full.

2. There is also repayment by installment (in fact, you can't apply for installment in the current period, but the cardholder intends to repay the debt in several months), so you should pay attention to the minimum repayment amount (usually 10% of the total repayment amount in the current period, please consult the cardholder's bank for details, and the minimum repayment amount is 4,500 yuan). But since then.

3. After selecting the minimum repayment amount, all consumption amounts will bear interest at the rate of 0.5 ‰ per day from the billing date, and compound interest monthly, that is, 45,000× 0.5 ‰× 30 = 675 yuan (with the continuous repayment every month, the total amount of arrears will decrease, and the interest will also decrease accordingly). Later, when I was well-off, I could directly call the customer service phone on the back of my credit card to find out how much I needed, and I could pay off all my debts without generating extra interest.

4. Please call the customer service on the back of the credit card for details.