Generally, there will be a bank statement five days before the bill date of Everbright Credit Card. Everbright Bank generally does not send SMS to remind you of the bill date and bill consumption limit. You need to call the credit card center of China Everbright Bank as soon as possible to see if the staff has made any mistakes. If your cell phone signal is not good and you don't receive it, you can send it again as required. You can't postpone or refuse to repay without receiving the bill. The bill is just a reminder. Your normal credit card overdraft consumption needs to be confirmed at the time of consumption.