The conditions for the Everbright Credit Card Gold Card are:

1. Be between 18 and 60 years old (inclusive) and have full capacity for civil conduct.

2. Stable job and high income.

3. Good personal credit, no overdue information.

4. Have more personal financial resources.

5. Have made deposits and purchased financial services at China Everbright Bank.

The Everbright Bank Sunshine Gold Card is a one-card, dual-currency, globally accepted card offered by China Everbright Bank to reward customers. Everbright Sunshine Gold Card supports overseas foreign currency consumption, domestic RMB repayment, and temporary credit limit increase. Under normal circumstances, the limit of Everbright Credit Card Sunshine Gold Card is 10,000 to 50,000.

There is a difference between the regular credit card and the gold card. Most people want to apply for the gold card directly.

Of course, the limits of regular cards and gold cards are different. The limits of regular cards generally range from 0 yuan to 10,000 yuan, while the limits of gold cards range from 10,000 yuan to 50,000 yuan. However, many cardholders say that if their income is relatively stable and their credit is good, the limit of a frequently used regular card is often higher than that of a gold card.

The annual fees of regular cards and gold cards are also different, but generally the annual fees of regular bank cards and gold cards are not very high, ranging from tens to hundreds of yuan. Most cards Friends can still afford it, and the bank has also formulated a corresponding annual fee-free policy. Generally, the annual fee can be waived if the number of transactions and the amount are sufficient.

In fact, most people choose the gold card because they think it is more prestigious than the regular card. It shows that their financial situation is better and their spending power is higher, which has some vanity factors. Of course, the gold card will naturally provide more services than the regular card, but the editor would like to say that if it is because of face, then the platinum card may appear more "prestigious".

The Everbright Bank Gold Credit Card can be applied for in the following ways:

Outlet processing: The applicant brings his or her ID card and the information required for card application to the counter of a nearby Everbright Bank branch. Apply under the guidance of the salesperson.

Official website application: Log in to the official website of Everbright Bank Credit Card, click "Card Application", select the credit card you want to apply for, click "Apply Now", and fill in the relevant information online according to the prompts.

The annual fee for the Everbright Bank Credit Card Gold Card is 200 yuan. If the cardholder does not want to pay the annual fee, he or she can waive the annual fee for the following year by swiping the card three times or accumulating consumption of RMB 2,000 in the current year (online transactions also count, excluding cash withdrawals). The first year of the newly applied Gold Card credit card is free. It’s free, so you only need to swipe the card three times or spend 2,000 in the first year. Note that the first year is calculated from the credit card issuance date, not the activation date.

In addition, the annual fee exemption conditions for the regular card of Everbright Bank Credit Card are the same as those for the gold card. If you want to be exempted from the annual fee for the regular card, just follow the annual fee exemption conditions for the gold card.