Do you know that?/You know what? Do you know that?/You know what? In addition to spending by credit card, credit card can also pay by scanning code. However, credit card scanning code payment is conditional. If it does not meet the requirements, it cannot be paid by credit card. Here's how to do credit card scanning code payment.
How to do credit card scanning payment?
Credit card scanning code payment is actually relatively simple. One is that you have to bind the credit card to the mobile payment tool that scans the code. For example, if you use Alipay to scan the code, you should bind the credit card to Alipay in advance and the WeChat scan code to WeChat. A credit card; Another is whether the payee has opened the card payment business, not all merchants will open it.
Meet the above two conditions, just scan the code with a credit card.
There are two ways to use credit card scan code to pay.
1, manual code scanning: This is the introduction of code scanning through Alipay. Take out your mobile phone and open the Alipay mobile app-scan it and aim at the QR code to be scanned. After scanning the code successfully, jump to the payment page, enter the payment amount on the payment page, select the payment method as credit card, and enter the Alipay transaction password, and the payment is successful.
2. Merchant Scan Code: Open your Alipay APP, click Pay-Pay Merchant in the main interface, select the payment method as credit card, and then show the QR code of the credit card payment page to the merchant. The merchant took out the scanner gun and scanned it on the QR code. You can also pay successfully without entering a password.
The above is the related introduction of "how to pay by scanning the code of credit card", and I hope it will help everyone. In short, credit card scanning code payment must meet two conditions before payment can be made in the above two ways. It should be noted that credit card scanning code payment may not be paid, because the amount in the card may be insufficient or the transaction in the card exceeds the limit.
Can credit cards be paid by scanning code? How to pay by scanning code?
Credit cards can be paid by scanning code. However, the following three conditions need to be met.
First, scanning QR code payment should support credit card payment. The QR code of general merchants can support credit card scanning payment, but personal QR code does not.
Second, credit cards need to be enabled for online payment.
Third, credit cards need to generate real transactions. Just can't use credit card to transfer money and send red envelopes.
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date.
Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.
Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.
A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.
Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.
A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.
How to do credit card scanning code payment
There are generally two methods. One is that you have to bind the credit card to the mobile payment tool that scans the code. For example, if you scan the code with Alipay, you should bind the credit card to Alipay in advance, and the WeChat scan code will bind a credit card to WeChat. Another is whether the payee has opened the card payment business, not all merchants will open it.
Payment method is the payment and settlement method agreed by both importers and exporters in international trade. It can be divided into two categories: (1) cash settlement. That is, through international bank remittance, the creditor's rights and debts are paid off one by one in cash. According to the classification of credit, there are remittance and collection settlement that belong to commercial credit, collectively referred to as "unlicensed payment method", and there are settlement methods that belong to bank credit, such as letter of credit, purchase voucher and bank guarantee, collectively referred to as "certified payment method"; According to the time of payment, there are three types: "prepayment", "immediate payment" and "deferred payment"; According to the basis of payment, there are two ways: cash on delivery and cash against documents, of which cash against documents is the most widely used. Manual code scanning: This paper introduces code scanning through Alipay. Take out your mobile phone and open the Alipay mobile app-scan it and aim at the QR code to be scanned. After scanning the code successfully, jump to the payment page, enter the payment amount on the payment page, select the payment method as credit card, and enter the Alipay transaction password, and the payment is successful. Merchant code scanning: Open your Alipay APP, click Pay-Pay to Merchant in the main interface, select credit card as the payment method, and then show the merchant the QR code of the credit card payment page. The merchant takes out the code scanning gun, scans the QR code, and can pay successfully without entering a password.
There are several ways to pay by credit card. The first method is similar to direct bank transfer, which directly remits the money in the credit card to the bank account provided by the other party. In China, this method requires a debit card from a credit card bank at the same time, and the transfer amount and rate are relatively high, and the efficiency and security are not high. Generally, this method is used less; Second, payment can be made through credit card payment channels. There are many third-party payment companies with credit card channels in China, which transfer the money to the account of the third-party payment company, and then the third-party payment company remits the money to the designated account. This method is a relatively mature payment method. Because the base of domestic credit card payment is still relatively small, this method is mainly used in foreign trade; Credit card payment can also be combined with other payment methods, such as electronic accounts, so I won't say much here.
How to scan the code of credit card to transfer money to others
There are two ways to pay by credit card scanning code, one is manual scanning code payment, and the other is merchant scanning code payment.
1. Manual code scanning: Take Alipay as an example, open the Alipay mobile app-scan it, aim at the QR code to be scanned, jump to the payment page after the code scanning is successful, enter the payment amount on the payment page, select the payment method as credit card, and enter the Alipay transaction password, and the payment is successful.
2. Merchant code scanning: Open Alipay APP, click Pay-Pay Merchant in the main interface, select a credit card as the payment method, and then show the merchant the QR code of the credit card payment page. The merchant takes out the scanning code gun and scans it on the QR code, and the payment can be successful.
Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Second, the advantages of credit cards. ;
Advantages: Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards.
(1) You can spend without overdraft and enjoy an interest-free period of 20-56 days;
(2) When shopping, you can not only swipe your card safely and conveniently, but also give gifts sometimes;
(3) You can enjoy preferential treatment when spending by credit card at the special merchants of this bank;
(4) Accumulate personal credit, and add the credit record to the credit file to benefit for life;
(5) You can cancel or swipe your card to use the national barrier-free ATM or POS machine with UnionPay logo;
(6) Credit card consumption Some credit cards will charge existing points throughout the year, and various discounts and lucky draws can be pleasantly surprised at any time.
Third, the disadvantages of credit cards: credit cards are like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged.
(1) blind consumption;
(2) Excessive consumption:
(3) overdue risk;
(4) Annual fee is required: Credit cards are basically annual fees, but there is basically no annual fee policy. If you don't swipe your card for the number of times specified by the bank in a year, you need to charge an annual fee.
(5) Stealing credit cards is basically the default credit card consumption without passwords. When lost or stolen, it is easy to be stolen by others, causing unnecessary trouble or loss;
(6) Long-term malicious breach of contract will naturally affect personal credit records and even be blacklisted by banks. If you want to borrow money from the bank to buy a house in the future, you may be rejected by the bank.
Operating environment: Alipay version: 10.2.38.8200 Huawei mate30 HarmonyOS OS system.
So much for the introduction of how to scan the code for credit card payment.