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Guangfa Zhenshang Platinum Card is free

How to exempt the annual fee of Zhenshang Platinum Card of Guangfa Bank?

as a platinum credit card, the annual fee of the main card is 48 yuan/year, and the annual fee of the supplementary card is 24 yuan/year;

from January 1, 217 to December 31, 218, Zhenshang Platinum Credit Card will be exempted from the annual fee for the first year if it has been swiped for 3 times (inclusive) within 9 days, and the annual fee for the next year will be exempted if it has been swiped for more than 12 times (inclusive).

extended information

1. Customers can enjoy the credit card payment and revolving credit service provided by the Bank when paying the annual fee.

2. The customer shall pay the annual fee according to the regulations of the bank. The first annual fee will be generated on the day when the new card is activated. The payment period is one year, which will be deducted from the customer's GDB card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the above account regularly.

3. The customer changes the card type and re-collects the annual fee according to the new card type standard, and the annual fee collected by the old card will not be refunded;

4. Personal credit card gold card and ordinary card are exempt from the annual fee in the first year, and the annual fee in the following year is exempted after swiping the card for six or more times (excluding China Life Guangfa Co-branded Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card);

5. China Life Insurance customers apply for China Life Guangfa Co-branded Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card, and the annual fee for the following year will be waived if the total consumption in the current year reaches 1, yuan (inclusive); Non-China Life Insurance customers apply for the master card of China Life Guangfa Co-branded Owner Gold Card and the master card of China Life Guangfa Co-branded Insurance Gold Card, and the annual fee for the following year will be waived if the total consumption in the current year reaches 2, yuan (inclusive); China Life Guangfa Co-owner Gold Card Supplementary Card and China Life Guangfa Co-owner Gold Card Supplementary Card are exempt from the annual fee in the first year, and the annual fee in the following year is exempted if you swipe your card once at will (unlimited consumption amount). (Note: Customer identification of China Life Insurance is subject to bank confirmation);

6. The first supplementary card of Unlimited Card/World Card and official card are free of annual fee;

7. within 9 days after the card is issued, Zhenshang Platinum Card will be swiped for 3 times (inclusive), and the annual fee for the first year will be exempted for each transaction with 88 yuan (inclusive), and the annual fee for the next year will be exempted if the card is swiped for more than 12 times (inclusive);

8. VISASignature/MasterCardWorld single identification card is free of annual fee: Guangfa International Credit Card is free of annual fee in the first year, and it is free of annual fee in the following year after swiping the card for three or more times; Guangfa gives Li credit card, the annual fee is unavoidable in the first year, and the annual fee for the current year is exempted after spending 3 times or more;

9. The annual fee for the first year is exempted for the Platinum Card of Shenzhou Special Car, and the annual fee for the next year is exempted if the card is swiped for more than 12 times (inclusive).

official website, China Guangfa Bank-Bank Card

Does Guangfa Zhenshang Platinum Credit Card need to be swiped six times a year to avoid the annual fee

Platinum Credit Card cannot avoid the annual fee.

Annual fee standard:

Platinum card: main card, dual-currency card/RMB WorldPass card, self-funded 48 yuan RMB

Supplementary card: dual-currency card/RMB WorldPass card, annual fee of 24 yuan RMB

Extended information:

Enjoy VIP privileges of high-speed rail

Intimate VIP privileges:

1.

2. Comfortable and quiet, with comprehensive services;

3. Escort by special personnel, and board the bus first.

You don't need to make an appointment, and you can enjoy the exclusive VIP room of Guangfa High-speed Railway for free for unlimited times.

equipped with Longteng Card free of charge, you will receive the VIP room courtesy of Longteng High-speed Railway for up to 4 times (2 o'clock) per year. 75 yuan/person-time is only charged for exceeding 2 o'clock.

it covers Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou, Ningbo, Changsha, Shenyang, Dalian and other major cities in China.

guangfa bank-guangfa zhenshang platinum credit card-high-speed rail VIP room courtesy

guangfa bank-guangfa zhenshang platinum credit card

I newly set up a new zhenshang platinum credit card of guangfa bank, and I deducted 48 annual fees just after it was opened. Who knows how long it will take?

the zhenshang platinum credit card of guangfa bank is a 48 yuan card, but I swiped it three times within three months, each time.

guangfa zhenshang platinum credit card is specially designed for customers who are pursuing a higher quality of life. it has the functions of green medical access, green airport access, unified loss reporting service, giving high travel accident insurance, emergency car calling service and so on. For high-end people with different needs, we specially designed golf platinum cards, business travel platinum cards and owner platinum cards.

Extended information

Functions of China Guangfa Bank Zhenshang Platinum Credit Card

1. Green medical channel VIP reservation and registration: You can enjoy the VIP reservation and registration service three times a year in domestic major cities for free, giving you priority in making appointments and appointing experts to see a doctor, enjoying superior services and showing your distinguished status.

Full-course medical guidance and consultation: You can enjoy free medical guidance and consultation services for three times a year in 3A hospitals in major cities in China. During your visit, the guidance and consultation specialist will provide full-course medical guidance and consultation services in the hospital, and handle the related matters such as taking the number, taking the laboratory sheets, drawing the price, taking medicine and paying fees.

2. Unified loss reporting service In order to improve your property safety, we will provide you with free CPP global support for lost cards-standard membership. Welcome to experience it immediately! No matter if your card is lost or stolen, you can enjoy the most comprehensive world-class assistance service.

from now on, we will provide you with the best service, so that you can bid farewell to all kinds of troubles caused by losing your card. Whenever and wherever, you only need to call the report loss hotline to report all your lost cards at the same time in the shortest time. We will take good care of you and worry about it later.

3. Airport Green Passage In order to facilitate your travel, the VIP lounge of Guangfa VIP Airport has been specially set up for you in Beijing, Shanghai, Hangzhou, Guangzhou, Kunming, Shenyang and other cities. You can enjoy the green passage services such as priority security check-in, guided boarding by special personnel and direct boarding by remote car, which shows your distinguished status and makes your journey more pleasant.

4. High insurance covers up to 5 million travel traffic accident insurance and 2, yuan travel inconvenience insurance, providing you with all-round protection. Your peers and family members can share high insurance, so that you can travel with peace of mind anytime and anywhere!

5. Emergency car calling service enjoys emergency car calling service in major cities in China, and exclusive discounts and concessions for VIP customers. If you need a car urgently at any time in any city, the VIP service staff will make an appointment and arrange it for you according to your requirements.

6. Global Travel Support When you encounter difficulties when traveling or traveling, we can provide you with support services such as local common information, luggage delay/loss assistance, passport loss assistance, short-term emergency translation service, emergency legal assistance and embassy and consulate information anytime and anywhere. If necessary, please call the VIP service line.

7. When you or your family are abroad, the international personal assistant will provide you with a full range of exquisite life services, including information on local scenic spots and activities, entertainment arrangements, business service consultation and arrangement, commodity purchase, restaurant information and reservation, etc., which can be shared by your supplementary cardholders.

8. VIP service line aims to provide you with more timely and distinguished card service. Dedicated VIP service hotline and senior VIP service specialist will listen to your inquiries at any time.

9. Exclusive fee waiver You can enjoy a number of fee waivers, such as domestic overdraft withdrawal fee, domestic consumption list access fee, overseas banknote issuance certificate access fee, and over-limit fee.

1. Counter priority service. You can enjoy VIP priority service at the outlets where our bank opens VIP service windows, and give priority to handling various businesses.

11. Instant messaging service After your card is activated, our bank will provide free instant messaging notification service, and you will be notified of your credit card consumption, cash withdrawal or transfer by SMS in time, so that you can keep abreast of your account.

12. card loss protection. when your card is lost or stolen, you don't have to bear the loss of card theft within 48 hours before the successful call to report the loss, and you can enjoy the full card loss protection (if you apply for the password consumption function, you will automatically get the lost card protection). The maximum protection amount is your credit limit of Guangfa Platinum Card.

Reference: Baidu Encyclopedia _ Guangfa Enjoy Platinum Credit Card

When will the annual fee of Guangfa Platinum Credit Card be returned

After the exemption conditions are met, the annual fee of Guangfa Bank will be returned 9 days after the credit card is opened or on the annual fee collection date.

the annual credit card fee of China guangfa bank can only be refunded if certain conditions are met. the annual credit card fee will be deducted on the day when the credit card is activated, and can be refunded 9 days after the first year of card opening. After that, the system will automatically return the annual fee on the annual fee collection day after the annual card is swiped to meet the annual fee exemption condition.

Extended information:

The annual fee standards for the Platinum Credit Card of Guangfa Bank are as follows:

1. The annual fee for the main card of the standard Platinum Card is 2,5 yuan, and the annual fee for the supplementary card of the standard Platinum Card is 1,5 yuan;

2. The annual fee for the main card of USD Platinum Card is USD 3, and the annual fee for the supplementary card of USD Platinum Card is USD 18;

3. The annual fee of Zhenshang Platinum Card is 48 yuan, and the annual fee of supplementary card is 24 yuan;

4. The annual fee of Zunyue Platinum Card is 2 yuan, and there is no supplementary card;

5. The annual fee for the main card of True Love Platinum Card is 2,5 yuan, and the annual fee for the supplementary card of True Love Platinum Card is 1,25 yuan;

6. The annual fee for the main card of the Platinum Card is 8 yuan, and the annual fee for the supplementary card of the Platinum Card is 4 yuan;

7. The annual fee for the main card of China Southern Platinum Card is 25 yuan, and there is no supplementary card;

8. The annual fee for the main card of Air China Platinum Card is 2,5 yuan, and the annual fee for the supplementary card of Air China Platinum Card is 1,25 yuan;

9. The annual fee for the Spring and Autumn Platinum Card is 8 yuan, and the annual fee for the Spring and Autumn Platinum Card supplementary card is 4 yuan;

1. the annual fee for the owner's platinum card is 2888 yuan, and the annual fee for the owner's platinum card supplementary card is 1488 yuan;

11. The annual fee for the main card of Dongfeng Nissan Platinum Card is 8 yuan, and the annual fee for the supplementary card of Dongfeng Nissan Platinum Card is 4 yuan;

12. The annual fee for the main business travel platinum card is 2888 yuan, and the annual fee for the supplementary business travel platinum card is 1488 yuan;

13. The annual fee for the main golf platinum card is 7888 yuan, and the annual fee for the supplementary golf platinum card is 3888 yuan;

14. The annual fee for the main card of Ctrip Platinum Card is 8, and there is no supplementary card.

Credit card of Guangfa Bank-charging standard

Summary of the annual fee of Guangfa Credit Card

Cardholders must not be confused about the annual fee of credit cards. If you don't activate some high-end credit cards, you will have to charge an annual fee as long as you open them. If you leave them unused for a long time, the annual fee will not be repaid on time, which will affect your personal credit investigation. The annual fee of Guangfa Credit Card varies according to different card types and levels, as follows.

how much is the annual fee of Guangfa Credit Card

1. Personal credit card

USD3 for the main platinum card and USD18 for the supplementary platinum card.

the main card of standard platinum card is RMB25, and the supplementary card of standard platinum card is RMB15.

RMB48 for the main card and RMB24 for the supplementary card of Zhenshang Platinum Card.

the main card of China Southern Platinum Card is RMB25, and there is no supplementary card.

the main card of air China platinum card is RMB25, and the supplementary card of air China platinum card is RMB125.

the main card of Zhenqing Platinum Card is RMB25, and the supplementary card of Zhenqing Platinum Card is RMB125.

the main card of Shandong airlines value-added platinum card is RMB25, and there is no supplementary card.

enjoy RMB8 for the main platinum card and RMB4 for the supplementary platinum card.

the main card of Dongfeng Nissan Platinum Card is RMB8, and the supplementary card of Dongfeng Nissan Platinum Card is RMB4.

the main card of Spring and Autumn Platinum Card is RMB8, and the supplementary card of Spring and Autumn Platinum Card is RMB4.

the owner's platinum card is RMB2888 as the main card and RMB1488 as the supplementary card.

the main business travel platinum card is RMB2888, and the supplementary business travel platinum card is RMB1488.

the main golf platinum card is RMB7888, and the supplementary golf platinum card is RMB3888.

the main card of unlimited card/world card is RMB12, and the supplementary card of unlimited card/world card is RMB5.

the main titanium card is RMB48, and the supplementary titanium card is RMB24.

zunyue platinum card RMB2.

the main card of China Eastern Platinum Card is RMB25, and there is no supplementary card.

the main card of Ctrip Platinum Card is RMB8, and there is no supplementary card.

the master card of universal card is RMB8, and there is no supplementary card.

the dual-currency gold card is RMB26 for the main card and RMB13 for the supplementary card.

the main card of dual-currency ordinary card is RMB9, and the supplementary card of dual-currency ordinary card is RMB45.

special card RMB3.

RMB gold card master card RMB8, RMB gold card subsidiary card RMB48.

the genuine RMB gold card is RMB85 as the main card and RMB55 as the supplementary card.

the main card of RMB ordinary card is RMB4, and the supplementary card of RMB ordinary card is RMB3.

the main card of Zhenqing RMB ordinary card is RMB45, and the supplementary card of Zhenqing RMB ordinary card is RMB35.

USD3 is the main card of USD gold card, and USD18 is the supplementary card of USD gold card.

USD15 is the main card of USD ordinary card, and USD12 is the supplementary card of USD ordinary card.

USD short-term foreign exchange card USD9.

HKD Gold Card Master Card HKD25 and HKD Gold Card Subsidiary Card HKD15.

HKD125 is the main card of hkd ordinary card, and HKD1 is the supplementary card of hkd ordinary card.

visasignature/MasterCard world single logo main card RMB3.

visa signature/MasterCard world single logo supplementary card RMB15.

2. Personal quasi-credit card

RMB gold card master card RMB4, RMB gold card subsidiary card RMB24.

the main card of RMB ordinary card is RMB2, and the supplementary card of RMB ordinary card is RMB15.

USD15 is the main card of USD gold card, and USD9 is the supplementary card of USD gold card.

USD8 is the main card of USD ordinary card, and USD6 is the supplementary card of USD ordinary card.

USD short-term foreign exchange card USD5 and HKD short-term foreign exchange card HKD4.

HKD Gold Card HKD125, HKD Gold Card HKD75.

HKD6 is the main card of hkd ordinary card, and HKD5 is the supplementary card of hkd ordinary card.

3. Corporate credit card

USD3, the main platinum card with no supplementary card; RMB Gold Card: the main card is RMB16, and there is no supplementary card.

the main card of RMB ordinary card is RMB8, and there is no supplementary card; Dollar gold card USD6, no supplementary card.

USD3 is the main card of USD ordinary card, and there is no supplementary card; HKD Gold Card HKD5, no supplementary card.

HKD25, the main card of hkd ordinary card, has no supplementary card; Business dual currency card gold card RMB36, no supplementary card.

business dual-currency card ordinary card RMB18, no supplementary card.

4. Corporate quasi-credit card

RMB gold card with main card of RMB8 and no supplementary card; Rmb ordinary card main card RMB4, no supplementary card.

USD3 is the main gold card with no supplementary card; USD15, the main card of USD ordinary card, has no supplementary card.

HKD Gold Card HKD25, with no supplementary card; HKD ordinary card HKD125, no supplementary card.

the annual fee collection standard of guangfa credit card

1. if the customer changes the card type,