Credit card debts owed by fathers are generally repaid by fathers. However, if the debt belongs to the husband and wife, it needs to be borne by both husband and wife; In addition, if the children inherit the father's inheritance, they need to repay the father's debt to the extent of the actual value of the inheritance. Legal objectivity:

Article 164 of the Civil Code of the People's Republic of China * * * The debts incurred by both husband and wife * * with the same signature or after ratification by one of them, and the debts incurred by one of them in their own name for the daily needs of the family during the marriage relationship belong to the same debts of husband and wife. The debts incurred by one of the husband and wife during the marriage relationship in their own name beyond the daily needs of the family do not belong to the same debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's * * * life, * * * production and operation, or based on the same meaning of both husband and wife. Article 189 of the Civil Code of the People's Republic of China * * * When divorcing, the husband and wife shall pay the debts together. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment. Article 161 of the Civil Code of the People's Republic of China * * * The successor shall pay off the taxes and debts that should be paid by the decedent according to law within the limit of the actual value of the acquired estate. If the part exceeds the actual value of the estate, the heir will voluntarily repay it. If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law.