How to check the validity period of a credit card?

How to check the validity period of Bank of China credit card: You can check the validity period of your credit card through the four digits below ++ on the front or back of the card. The first two digits represent the "month" and the last two digits represent the "year" .

Because the card validity period is important information for online payment, you need to keep it properly. In view of the current frequent occurrence of network++ and fraud incidents, in order to ensure the security of your account, customer service channels are temporarily unable to query the validity period information for you.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Where can I check the expiration date of a credit card?

01

The validity period of a credit card is located at the bottom of the front of the card. Under ++ you can see 4 digits, and there will be a slant between the 2 digits and the 2 digits. Okay, this is the expiration date of your credit card. Generally, the month is in the first two digits and the year is in the last two digits. For example, 08/24 means that your credit card expiration date is August 2024.

The validity period of the credit card is located at the bottom of the front of the card. Under ++ you can see 4 digits, and there will be a slash between the 2 digits and the 2 digits. This is the validity of the credit card. The standard format for the term is month first and date last. Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there are chips, magnetic strips, and signature strips on the back. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to credit cards issued by commercial banks or other financial institutions. An electronic payment card with full or partial functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate). Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment. The so-called credit card generally refers to a credit card only.

How to check the validity period of credit cards

Credit cards are used by more and more people. Credit cards have validity periods. The validity period of different banks varies. The validity period is usually 3-5 years. Years, so how do you know the validity period of a credit card? Let’s find out together below.

1. The validity period of the credit card is clearly marked on the face of the credit card. The validity period of the credit card is embossed on the second line of the front of the card in months/years, indicating that the card can be used until the corresponding month of the corresponding year. Last day. The format is month/year (MM/YY). For example, if the credit card surface is marked 12/08, the validity period is until December 2008 (24:00 on the 31st).

2. If the surface of the credit card is worn and cannot be seen clearly, or the credit card is not with you, the user can call the bank's customer service hotline to check the validity period of the credit card.

The above is all about how to check the validity period of a credit card.

How to check the validity period of a credit card? How to check the validity period

1. The validity period of a credit card can be checked directly on the card face of the credit card.

The valid period of use of the credit card will be printed on the front of the credit card. Some formats are ValidFromxx/xx and ValidThruxx/xx, which indicate the valid start and end dates of the credit card; some formats are directly xx/xx, which indicates that the credit card is in xx year xx month. Valid before. (In all xx/xx date formats, the front represents the month and the back represents the year. For example, 12/21 represents December 2021).

2. Credit cards issued by banks have a validity period, usually 3-5 years. On the one hand, from a physical point of view, credit cards, as payment media, are used frequently. After long-term use, There will be wear and tear; on the other hand, since the financial situation of credit card holders is constantly changing, after the credit card expires in three years, the bank can decide whether to continue to issue cards based on the cardholder's use of the card. In addition, the validity period of a credit card can also enable banks to avoid risks such as cardholders forgetting to report the loss after losing the credit card, long-term malicious overdrafts, and fraudulent use of the credit card after death.

How to check the expiry date of a credit card?

To check the validity period of a credit card, you can check it through the information in front of it. There will be two sets of numbers under Credit Card++. The first set is the card generation date, and the following date is the expiration date.

1. The long series of numbers in the middle is ++.

2. The group on the lower left of ++ is the card generation date, 10/07 means that the card was processed in October 2007.

3. The group on the lower right of ++ is the validity period of the credit card. 12/08 means it is valid until the last day of December 2008.

4. There are also 4 small numbers under ++, which are just a code for the bank card to be withdrawn from the bank.

Notes:

1. Not all credit cards++ have two sets of numbers underneath, some only have one set.

2. If there is only one set, they are all valid dates, and there is no card generation date.

How to check the validity period of credit cards

The validity period of UnionPay credit cards and UnionPay gold credit cards newly issued by China Merchants Bank after September 10, 2018 will be extended to eight years. The validity period of other types of credit cards will not be valid for the time being. Change, the validity period is still five years;

The credit card validity period is displayed below the 16-digit ++ of the credit card. Some cards only display the expiration time, and some cards will display the interval between card issuance and expiration;

If the number below ++ is a range, such as 02/10-02/15, it means the card was issued in February 2010 and expired at the end of February 2015; if the number below ++ only says 02/15, It means it will expire at the end of February 2015.

Warm Tips:

1. When entering the credit card validity period, put the month in front and the year in the back, such as 0215.

2. The validity period of a credit card can only be seen after getting the card. There is currently no other way to check it.

3. The validity period of the existing credit card before the extension will not be changed, and you can still use it normally before the card validity period expires.

This concludes the introduction on how to check the validity period of a credit card and how to check the validity period of a credit card. Have you found the information you need?