Process for processing credit cards:
1. Handle at the bank counter;
2. Submit the information needed to handle the credit card to the bank;
3. Fill in the credit card application form;
The bank will send the credit card when it is approved.
Processing credit card materials:
1, personal ID card;
2. Proof of unit income;
3. Personal property certificate;
4. Information required by other banks.
Hello, you can apply for a credit card as long as you have a stable income and good credit information. Please understand.
Can I borrow money to buy a house if I owe more than 60 thousand on multiple credit cards? If the credit card is overdrawn normally, it will be repaid on time every month. If there is no overdue repayment, it will not affect your mortgage. If the credit card has overdue repayment, it will have a certain impact on the mortgage application.
If you are a credit card of our bank, the People's Bank of China requires all card-issuing banks to upload customers' consumption and repayment records regularly, and cannot tamper with them. We won't make any bad comments on your usage records, but only truthfully feed back your historical usage records without any subjective judgment. If you handle the loan business in the future, the loan bank will comprehensively refer to your credit history, not only for a certain period of time, but also if you can keep a good record of consumption and repayment, your credit will continue to increase.
The Regulations on the Administration of Credit Information Industry stipulates that the retention period of personal bad information by credit information agencies is 5 years from the date of termination of bad behavior or incident; More than 5 years, should be deleted. When you handle new business, relevant departments will generally give priority to recent consumption and repayment records.
Can I get a credit card with a loan and three credit cards? Of course. As long as you have enough credit. Don't say that the fourth picture can be done. Number five, number six. It can always be done.
Four credit cards, thirty thousand in debt. Can I still get a loan? (China Merchants Bank) loan processing will be affected by credit information. In addition, whether the audit can pass is based on the comprehensive evaluation of the business type, personal solvency, credit status and other factors you apply for, and can only be determined after approval by the handling outlets. I suggest you provide relevant application materials and contact the personal loan department of the local China Merchants Bank outlet for further verification.
I have three credit cards, but I owe a small loan. Can I get another bank credit card? Hello! If your CMB credit card is overdue, the sooner you repay it, the better. First of all, overdue will produce bad credit records, which will affect your personal credit and future credit business, such as loans; Secondly, overdue repayment will generate interest and late fees.
Baidu is a public platform, so it is impossible to find your personal information. Because your business can only be confirmed by checking the credit card information of China Merchants Bank, please call 4008205555 for manual verification, and we will have someone to serve you! If you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view details >>:. cmbchina./common/default.aspx? pageid=zxkf 1
I have two credit cards with black accounts. Can I apply for a credit card or loan? Of course not!
Because you have a bad record in the People's Bank of China within the time limit, no matter which bank you apply for a credit card or loan, you will go to the Credit Information Center of the People's Bank of China to check your credit report during the bank review. You are blacklisted and rejected directly!
Bad credit records cannot be deleted artificially and will not be overwritten. After five years, it will be deleted by the Credit Information Center of China People's Bank.
I have a mortgage, can I still get a credit card? I have guaranteed loans for others, can I still get a credit card? There are overdue records. Can I still get a credit card? Only agents. That's how I got it. I can introduce you if necessary.
Get a credit card. I have a 700,000 car. How many credit cards can I get without a loan? Hello.
This is hard to say.
China Construction Bank has a "car credit card", which provides many benefits, is convenient, practical and powerful.
Generally speaking, customers are more than15-250,000 vehicles.
The limit is about 6000- 12000.
If your car is 700,000, a conservative estimate is around 20,000.
Of course, you can ask your quota not to be lower than your acceptable range when you apply.
If you can come up with more economic proof,
The approved amount will be greatly increased, and the card can be processed quickly.