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What is the JD Little White Card and how to apply for it?

The Baitiao co-branded card is a co-branded credit card product between JD.com and banks, referred to as "Little White Card". At present, the banks that JD Financial cooperates with include: CITIC, Minsheng, Everbright, Huaxia, Guangzhou, Shanghai, China Merchants Bank, Beijing Rural Commerce, Guangfa and other banks. In addition to the basic credit card functions of the Baitiao co-branded card, if you activate Baitiao, you can enjoy the related rights and interests of Baitiao.

1. Baitiao co-branded card application

1. Supported banks: small white cards from banks such as CITIC, Minsheng, Everbright, Huaxia, Guangzhou, Shanghai, China Merchants, Beijing Rural Commerce, Guangfa and other banks The application portal is online

2. Baitiao co-branded card application page, please click: ?/?Apply, you can also click to quickly apply for a card:/index/detailIndex.html?skuId=36, select the small number you want to apply for Apply for a white card

3. Application conditions for Baitiao co-branded card

①. Age:

CITIC, Everbright, GF, and China Merchants Little White Card: need to meet the age of 18 --60 years old

Minsheng and Guangzhou Bank Little White Card: 20--60 years old

Shanghai Bank Little White Card: 18--70 years old

Huaxia and Beijing Rural Business Little White Card: Must be between 18 and 65 years old

The details are subject to the page display.

②. Have a stable career and income

4. The computer application process is as shown below (the page is for reference only, because each bank requires different information, so Please fill in the information according to the page display)

2. Taking the classic version of CITIC Little White Card as an example to introduce the application process on the computer and JD Finance APP

1. Application process on the computer

①. Applying for a Little White Card requires JD Financial real-name authentication. If you have already real-named, you will skip this step. The real-name authentication is as shown below

②. Fill in the basic information as shown below

③. After filling in the information, click Next and a pop-up window will appear

④. After clicking OK, fill in the unit address, immediate family contact information, emergency contact, etc. This page will also There is personal information filled in in the previous step. Personal information such as name and ID card information cannot be modified, but the mobile phone number can be modified. There will be relevant prompts below.

(* is required)

⑤. After filling in the information, click on the immediate method to jump to the page waiting for review

1. JD Financial APP application process

Application entrance: JD Finance APP-Baidiao-Little White Card, enter the Little White Card view, click on all Little White Cards

①. Enter JD Financial APP, enter the Baitiao page, click on the Little White Card and select Card type

②. Click Apply Now to enter the information filling page

③. Fill in the work information

④. Fill in the permanent address information. After completing the filling, click Submit Apply, submit to the bank for review, and wait for the review result

5. After the review is successful, as shown below

Supplementary instructions:

1. The above process is for one card (No. Users who apply for the bank's credit card once). If users apply for a second card, they need to fill in the bank's retained information. If you have any questions, please contact the corresponding bank for processing

2. Users who successfully apply for a small white card may not be able to activate it. Baitiao, only Xiaobai card users who successfully activate Baitiao can enjoy dual accounts (credit card account and Baitiao account) and dual quotas (credit card limit and Baitiao limit)

3. Xiaobai card application and approval process

CITIC and Minsheng Co-branded Card: Application--Bank Review--Send Card--Counter Interview

Everbright Co-branded Card:? Application--Bank Review--Counter Interview--Bank Send Card

Hua Xia Bank/Beijing Rural Commercial Bank/Shanghai Bank/Guangzhou Bank: Apply?--Verify the card--Send the card--Activate the interview

China Merchants Bank: Apply?--Do it at your doorstep Card--Card Approval--Send Card--Activate

Guangfa Bank: Application--Card Approval--Send Card--Activate Interview

IV. Interview Time

The CITIC Baitiao co-branded card will be signed in person. Please go to the counter to confirm it within 10 working days after receiving the SMS.

The Everbright Baitiao co-branded card will be signed in person. The validity period will be 1 year after receiving the SMS.

Minsheng Baitiao Co-branded Card will be valid for 1 year upon receipt of the SMS message after the interview is signed

Shanghai Bank Baitiao Co-branded Card will be valid for 75 days upon receipt of the SMS message

China Merchants Bank Baitiao Co-branded Card For card interviews, the validity period will be subject to the SMS message you receive for the interview (subject to the prompts on the bank side)

For the Baitiao co-branded cards of Huaxia, Guangzhou and Beijing Rural Commerce, you need to send the card first and then apply for the interview. The validity period of the interview will change accordingly. Send the card to inform the customer, subject to receipt

The GF Baitiao co-branded card can be signed during the validity period of the card

After receiving the interview notice, please go to the bank for business as soon as possible Network for identity information authentication