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Use China Merchants Bank credit card to remind consumers that micro-stores can't pay the limit.
(China Merchants Bank) Cardholders can set a limit for online payment in China. All credit cards in your name share an online payment limit, which will not be restored due to repayment. If the limit is insufficient, please reset it in online banking. Professional payment, fast payment and online payment of overseas websites are not restricted by "online payment limit".

Payment limit setting: log in to credit card online banking, and click online payment → online payment limit setting.

You can also set up a mobile phone: download and log in to mobile banking, and enter "online payment" → "online payment quota setting".