Generally, it is a fixed date, and it can also be decided according to the cardholder's choice and negotiation.

The credit card flop date is the last day of each billing cycle and the start date of the next billing cycle. Before this date, the transactions such as consumption, cash withdrawal and repayment generated by the cardholder will be included in the last billing cycle; Transactions after this date will be included in the next billing cycle.

By setting the flop date, the bank can calculate the cardholder's consumption records according to a fixed period and generate corresponding bills. The cardholder can repay the loan within a period of time after the flop date to avoid overdue fees and interest. At the same time, the flop day also manages and adjusts the cardholder's credit limit and billing cycle.