How to borrow 6,543,800 yuan by credit card? In fact, it is the same as how to increase your credit card limit.

Credit card quota is divided into consumption quota and cash installment quota. Consumption quota is what we usually call fixed quota or temporary quota.

Some cash installment quotas directly occupy the consumption quota, and some directly exceed the consumption quota and can be re-granted the installment credit loan quota.

For example, the maximum reserve fund of Agricultural Bank of China is 300,000, the maximum universal fund of Shanghai Pudong Development Bank is 300,000, the maximum dream fund of CITIC Bank is 500,000, Huaxia Bank is 300,000, and ICBC is 300,000. These are credit loan lines, which generally do not occupy consumption lines.

It is difficult to increase the consumption limit of a single credit card to more than100000. Generally, cardholders will use three to five cards to increase the quota through diversified consumption, timely and full repayment, and occasional installment or minimum repayment. You can also withdraw the amount by submitting the asset certificate to the bank. Generally speaking, if you do it well, you can raise the quota of five or six thousand to about one hundred thousand in a year or two.

The cash installment amount can reach more than100000 per card. The limit is also reviewed according to personal qualifications, credit card use status, personal assets certificate, etc. Under normal circumstances, as long as the credit card is used properly, there may be a cash installment amount from three months to six months, and under normal circumstances, the amount will be much higher than the consumption amount, generally more than twice.

Credit card is a very convenient financing tool, but if it is used blindly, the interest and various handling fees generated are also a lot of expenses. Therefore, do what you can, and try not to pay special attention to the quantity unless you have to use it.