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Why use a credit card for reimbursement?

Can reimbursement be made by credit card?

Hello, some hospitals support credit cards, but some places require that only debit cards can be used for reimbursement.

If you live in a township, you can keep the payment list and go to the township or neighborhood committee for reimbursement when the time comes.

The company requires each employee to apply for a credit card for official business trips and repay it himself. Is it legal?

Several things must be looked at separately.

1. There is no problem with a company-issued credit card. 2. There is no problem with using a company-issued credit card for business trips.

The third problem is the reimbursement issue after paying with the company’s credit card. How to reimburse business trip expenses? If the employee pays for the business trip and the business trip booked with a credit card is paid in person and reimbursed by the company, then there is no big problem.

4 It’s just that the company helps bank staff complete the task of issuing how many credit cards they have to issue each year. It is still more convenient for employees to use credit cards than cash.

None of these questions involve legality.

A credit card is used to register social security reimbursement. Can the social security department transfer the reimbursement to the credit card?

This issue should be the same policy across the country. The function of the bank card issued by social security is that the social security department will return your medical reimbursement expenses to your account in proportion. Usually, money will be transferred to your account every month. You can withdraw the money or spend it. , (The social security card does not have the function of consumption, it can only be used to register all medical information at the hospital. The social security department will issue you a bank card or passbook). It's okay to apply for a credit card with your social security card, because it proves that you have a regular job and your income is stable, so banks can generally approve the card. The credit limit is comprehensively evaluated based on your personal credit report. Do you understand this answer?

I would like to ask if I can’t get medical reimbursement if I use a credit card?

Credit cards have nothing to do with medical reimbursement.

The medical insurance reimbursement process is as follows:

The insured person will pay the hospitalization deposit first to be hospitalized based on his or her ID card and the doctor's admission arrangements. When you are discharged from the hospital, go to the hospitalization fee office of the hospital to settle the discharge fees. Then take the hospitalization receipt, charge receipt, insured medical insurance card and ID card to the affiliated medical institution for reimbursement.

Medical insurance reimbursement processing materials:

1. Medical insurance card;

2. Outpatient and emergency medical records;

3. Prescription;< /p>

4. Total list of expenses;

5. Discharge diagnosis certificate;

6. Discharge summary;

7. Copy of hospitalization medical records Pieces;

8. Invoice.

Why do you need a credit card?

1. Why use a credit card?

1. Just in case, emergency needs

The money in the debit card is what you want to save. Yes, once something unexpected happens and catches you off guard, such as falling ill and not having enough money for medicine or even surgery, then a credit card can come in handy.

You don’t need to owe favors. You can swipe your card for urgent use and use the interest-free period to repay. When the time comes, your salary will be paid, or your financial management will increase your money? You have one more choice at critical moments.

2. Accumulate credit in the bank

How can people not borrow money when they are floating in the world? The lowest cost of borrowing money is the bank, which will be based on the cardholder's repayment ability. and willingness to repay, granting a certain credit limit, the importance of personal credit is still very important.

Having a good credit card usage record can better prove personal credit. The better the credit, the higher the success rate of applying for a card loan.

In addition, when using credit cards, you must avoid bad records such as overdue payments and debt arrears, otherwise it will affect your life and business in the future.

3. Satisfy daily consumption

“Spend tomorrow’s money to fulfill today’s dream.” When I see a bag that has not been discounted for a long time suddenly being promoted, but I don’t have much money, Your salary won’t be paid until next month, and now you only have one credit card left!

4. Points redemption and various discounts

In the era of Internet payment, don’t say you are still paying by merchant Eat and watch movies at prices that are marked! Credit card points can be exchanged for small gifts online. Airline miles saved can be exchanged for air tickets. Points can be exchanged for star hotel stays, Starbucks, movie tickets, etc. They can be used as cash and can be exchanged for cash on the platform! In addition, various banks offer endless credit card benefits and discounts, such as restaurant merchant vouchers, 9 yuan movie tickets, free airport transfers, VIP lounges, etc., but debit cards are not discounted at all!

5 , Convenient to check accounts and understand your own consumption

Usual accounting is a tedious task. The monthly credit card bill is basically equal to the consumption record. You can also bind payment apps such as Alipay to clearly understand your expenses. Facilitates financial planning.

Credit Card

Shenzhen Nanfang Lida Trading Co., Ltd. specializes in credit repair, credit optimization, rapid processing of bad debts, overdue accounts, and credit card black accounts for many years, and has rich experience. .

Why should you use a credit card instead of a bank card for frequent reimbursement?

Because a credit card can be overdrawn first and then repaid. With ordinary debit cards, you cannot swipe the card if you don’t have money in it

That’s it for the introduction of why credit cards are used for reimbursement.