As a lender, it is not responsible for the illegal and criminal acts of bank card borrowers without knowing it. Lending bank cards is illegal and may be suspected of obstructing credit card management. If the other party uses the borrowed bank card for other criminal activities, then the lender is likely to become an accomplice and will be investigated for criminal responsibility according to law. Whoever constitutes a crime of obstructing the management of credit cards shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or only be fined not less than 10,000 yuan but not more than 100,000 yuan.
What is the general sentence for committing the crime of obstructing credit card management?
Whoever commits the crime of obstructing credit card management shall be convicted and punished in accordance with the provisions of the first paragraph of Article 177-1 of the Criminal Law. Whoever, under any of the following circumstances, obstructs the management of credit cards shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:
(1) Holding and transporting a counterfeit credit card knowingly, or holding and transporting a blank credit card knowingly, in a relatively large number;
(2) Illegally holding other people's credit cards, with a relatively large number;
(3) using false identification to defraud credit cards;
(4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means.
Whoever steals, buys or illegally provides credit card information of others shall be punished in accordance with the provisions of the preceding paragraph.
Any employee of a bank or other financial institution who commits the crime mentioned in the second paragraph by taking advantage of his position shall be given a heavier punishment.
I hope the above questions can help you. If you have other legal questions, please consult a professional lawyer.
Legal basis: Article 177 of the Criminal Law shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and fined not less than 10,000 yuan but not more than 100,000 yuan under any of the following circumstances; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan: (1) Holding and transporting a large number of credit cards knowing that they are forged, or holding and transporting them knowing that they are blank credit cards; (2) Illegally holding other people's credit cards, with a relatively large number; (3) using false identification to defraud credit cards; (4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means.