each bank charges different fees.
the standard of "installment rate" is related to vehicle type, installment times and loan amount.
for a car with a price of 1, yuan, if the loan is about 6, yuan, the handling fee will be about 3,-5, yuan; For a 2,-3, car, the loan amount is more than 15, yuan, and the handling fee is about 6,-8, yuan.
the car loan fee refers to the fixed amount of related expenses that the borrower needs to pay when handling the car loan, such as license fee and guarantee fee.
the handling fee does not include down payment and car loan interest.
Comparatively speaking, the bank's direct car loan has the lowest procedure cost, and credit card installment payment does not pay interest, but the procedure cost is high, and the interest on auto financing loan is high, and the procedure cost is average.
under normal circumstances, consumers are more likely to accept credit card installment payment or auto financing loan, with simple procedures and low threshold.
At present, in order to increase sales, many automobile manufacturers have put forward interest-free and formalities-free car loan schemes for specific models.
Dealers provide benefits to consumers to help them realize their dream of buying a car faster.
However, this kind of car loan activity has restrictions on car models, and consumers can decide according to their own needs.
million car purchase subsidy