The credit card that needs to be handled when taking the driver's license test is the peony smooth card issued by ICBC, which is handled voluntarily. Students do not need to apply for this credit card. The card can not only store driver information, but also pay fines on the spot or by self-help. At the same time, it also has the function of a general credit card, and its overdraft limit will be set according to the different situations of drivers. The traffic control department stipulates that this credit card is voluntary. No coercion, no charges. Remind the driver's license office that if someone forces a card, they can complain to the banking department. If the staff forcibly punch the card, they can complain directly to the traffic police department. It can be seen that peony unblocked card can be exempted from annual fee. When the vehicle violates the rules, the peony unblocked card holder can pay the fine on the spot through the traffic police holding the law enforcement machine, without going to the business outlets to pay the fine, mainly for the convenience of the driver.