If the credit limit of the credit card is insufficient, or the credit card status is abnormal at the time of consumption or the communication of the POS machine is interrupted, you can try to swipe your card again. If you have any questions, please call customer service.

The consumption limit of a credit card, that is, its credit limit, is determined by the bank according to the customer's credit rating. Sometimes, when customers use credit cards normally, transactions will be rejected by banks. There is no need to worry about this situation.

Extended data

Peony credit card does not need to deposit the reserve fund, and the cardholder can spend first and then repay within the credit limit given by the bank. And there is an interest-free repayment period. Cardholders can enjoy an interest-free repayment period of at least 25 days and at most 56 days from the date of consumption (except cash withdrawal and transfer).

Cardholders can enjoy the convenient and thoughtful service of special merchants when they join the ICBC Peony Card National Special Merchants Network for air ticket reservation, hotel accommodation and catering, car rental service and car rescue, and the price is relatively favorable.

After confirming that the cardholder meets the application conditions, the card issuer shall, according to the cardholder's personal credit status, verify the credit line suitable for the cardholder's consumption demand, with the maximum not exceeding RMB 50,000. The credit limit increases with the improvement of the cardholder's credit status.

Baidu Encyclopedia-ICBC Credit Card