Each credit card application platform has many credit cards worth applying for, but in terms of card selection, it is best to choose based on the user’s own qualifications. Otherwise, even if the credit card is easy to use, if the qualifications are not good, you will not be able to successfully apply for the card. of. So, what are the credit cards worth applying for at each bank? These are my top picks!
1. GF Sharp Card. This is a card that can only be applied for by new GF customers. The annual fee of 80 yuan is directly waived in the first year, and it is waived for the following year after spending 6 times. The biggest highlight is the 5 domestic cash back. It can be said that no one can beat it. Every day in department stores Cash back for purchases in the three designated industries, supermarkets and restaurants, with 0.5 back for a single transaction of 99 to 199 yuan; 1 back per day for purchases above 199 yuan, and 5 back for choosing one of three on Fridays, with a maximum cash back of 100 yuan per month.
2. Agricultural Bank of China upgraded its mother card beautifully. It is one of the few good cards of the Agricultural Bank of China. It is easy to apply for the card and has good benefits, such as swimming and fitness in star-rated hotels starting from 18 yuan; 6 points can be exchanged for a 60 yuan ticket fee on Tuniu, and you can also enjoy exclusive promotions of the Agricultural Bank of China, especially consumption rebates. The most commendable thing now is that purchases at designated merchants such as department stores, supermarkets, restaurants, hotels, etc. can get 1 back on weekdays, 5 back on Saturdays, etc.
3. Bank of Communications Wal-Mart Credit Card. The threshold for applying for this card is low, and it offers many discounts. For example, you can get 2.5 credit points for every purchase you make with the card at Walmart. On Fridays, you can get 10-second discounts for in-store purchases. You can also accumulate exclusive points for spending outside the store, which can be used to exchange for credit points. The maximum annual credit limit is It can be said that it is one of the essential cards for daily life. As long as there is a Wal-Mart supermarket near your home, you will definitely not lose money by applying for the card.
4. Everbright Douyin card. The card is free of annual fees within the validity period, and can provide 3 points/year Longteng Airport VIP lounge service, 2-hour delay insurance with a maximum compensation of 300 yuan, as well as UnionPay shopping mall parking privileges, roadside assistance, star hotel high-end catering services and other travel services It is an exaggeration to say that it is China Everbright Bank’s treasure card, as well as 50% off discounts on word-of-mouth payments at famous Douyin gourmet food stores, and double points for payments by scanning QR codes on the UnionPay APP.
5. China Merchants Bank young card. The entry-level card is the first choice for young people. The threshold is relatively low. Those who are under 30 years old and have a stable job income can have the opportunity to apply for the card even for young people who have just entered the society. The first cash withdrawal every month is free. It is more suitable for capital turnover and good use. If you get used to the card and make some contributions in installments occasionally, the amount will increase faster.
The above are recommended credit cards worth applying for from various banks. Cardholders can submit applications based on their actual qualifications and repayment ability. However, do not blindly pursue the number of credit cards and high credit limits, otherwise it is easy to overdo it. consumption situation.