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Is the police report and accusation letter from Ping An Credit Card true?

False. According to relevant public information inquiries, no complaint letter will be issued when reporting a crime. Ping An's credit card arrears or loan repayments are all economic disputes and civil disputes, not illegal crimes, let alone cases. The public security department can only handle cases within the scope of legal provisions and is strictly prohibited from intervening in economic disputes. If you don't pay the debt, call the police. The police will come directly to your door, or you will transfer it to the court for trial.