I am 13 years old and want to apply for a bank card by myself. What should I do? Is it okay without parents accompanying me?

If you are under the age of 16 when applying for a China Merchants Bank debit card, a guardian must act on your behalf to open an account, and provide valid identity documents of the guardian and account user, as well as proof of the guardianship relationship. I am 12 years old and want to apply for a bank card alone (without my parents). What should I do? Pay attention to the details!

Those who are 16 years old can apply for bank cards (debit cards, financial cards, etc.)

Those who are 18 years old can apply for credit cards

If you are not yet 16 years old, If you are unable to apply for a card, you can use your ID card to apply at the counter of any bank branch after reaching the age. Taiwanese 12-year-old children can go by themselves and do not need to be accompanied by their parents

Sign on their own

1. Application content

1. Application form

2. ID card-pass home page-pass endorsement page (endorsement item is G)

3. Two Photo with white background

4. Proof of financial resources

A. Over 20 years old

1) Original certificate of deposit of RMB 50,000

2) Documents proving the issuance of a gold card

3) Documents proving an annual salary of RMB125,000 or more

4) The household registration of the direct blood relatives and spouses who accompanied the army and the applicant's entire household Name book and proof of kinship

B. Students over 18 years old

1) Student ID card or proof of enrollment

2) Students under 20 years old must attach Consent letter from direct blood relatives and accompanied by parents or grandparents

5. Emergency contact person

A. Relatives in the same household - ID card and household registration book home page, home page and personal page

B. Mainland group leader or supervisor - ID card

6. Application materials for accompanying relatives

7. Insurance policy or supporting documents for travel insurance, which must include medical and follow-up expenses, the minimum insurance amount shall not be less than RMB 500,000

8. Notes on the brief itinerary: All scans are in color. What should I do when applying for an ICBC card in Xuancheng

< p> To apply for an ICBC card in Xuancheng, you need to be over 16 years old. Those under 16 years old need to be accompanied by a guardian.

1. Application conditions:

① Be 16 years old or older and bring your ID card

② Under 16 years old, you need to be accompanied by a guardian and provide your username and guardian’s identity Apply for a bank card.

2. Information required to apply for a bank card:

① ID card

② Account book and guardian’s ID card.

3. Application steps:

1. Bring valid documents to the Industrial and Commercial Bank of China. If you are under 16 years old, you will need your account booklet and guardian’s ID card to apply for a bank card;

2. Find the lobby manager and ask for the application form;

3. Fill out the form according to the application format and go to the counter;

4. After completing the procedures at the counter, set a password ;

5. Finally, the card application was successful. Can peers only apply for one bank card now?

The central bank stipulates that starting from December 1st, when an individual opens an account in a bank, each person in the same bank can only open one Type I account. If you already have a Category I account, you can only open a Category II or III account again. Type I accounts are full-featured accounts, and common debit cards belong to Type I accounts. In other words, a bank can only apply for one debit card next month.

I am a minor and want to apply for a bank card. What documents are required? I don't have an ID card. Do you want your parents to accompany you? Which bank is better?

Just explain the situation to your parents and ask them to go to the bank to open a card and lend it to you. Wait until you have your ID card before you open the card yourself. When you go to a securities business office to open an account, do you need to apply for a bank card first?

Yes, the specific account opening process is as follows:

1. If investors want to enter the market, they should open a securities account card in advance. Open Shenzhen Securities Account Card and Shanghai Securities Account Card respectively.

Shenzhen Securities Account Card

Investors can apply through the local securities business department or securities registration agency. They need to apply in person and bring a valid ID card and a copy.

Legal persons: Bring business license (and copy), legal person power of attorney, legal representative certificate and ID card of the person in charge.

Securities investment funds and insurance companies: To open an account card, you need to go to the Shenzhen Stock Exchange directly.

Account opening fee: 50 yuan/each account for individuals; 200 yuan/each account for institutions.

Shanghai Securities Account Card

Investors can go to the Shanghai Securities Central Depository and Clearing Corporation’s account opening agencies in various places. They need to go through the relevant procedures for opening a securities account in person and bring all the necessary documents. Valid ID and copy.

Legal person: It is necessary to provide the original or copy of the legal person's business license, or the original and copy of the legal person registration certificate issued by the civil affairs department or other competent departments; the legal representative's power of attorney and the validity of the person in charge Proof of identity and its copy.

If you entrust another person to handle the matter on your behalf: you must provide the identity certificate of the agent and its copy, as well as the authorization letter of the principal.

Account opening fee: 40 yuan/each account for individuals; 200 yuan/each account for institutions.

2. Opening an account

After investors apply for Shenzhen and Shanghai securities account cards, before going to the securities business department to buy and sell securities, they must first open an account at the securities business department. Account opening is mainly done at securities companies. Securities can only be bought and sold at a local business counter or a designated bank account opening outlet.

Securities Business Department Account Opening Procedure

(1) Individual account opening requires the original and copy of the ID card, the original and copy of the Shenzhen and Shanghai Securities account cards.

If you are an agent, you need to sign the "Power of Attorney" at the counter at the same time as the principal and provide the original and copy of the agent's ID card.

Account opening for a legal person: The legal person’s business license and its copy; the legal representative’s certificate; the original and copy of the securities account card; the legal person’s power of attorney and the original and copy of the authorized person’s ID card; unit Reserve seal. To open a B-share account, you also need to provide an overseas business registration certificate and director certification documents

(2) Fill in the account opening information and sign the "Securities Trading Entrustment Contract" (or "Securities Trading Entrustment Agreement") with the securities business department, At the same time, a "Designated Transaction Agreement" on the Shanghai Stock Exchange was signed.

(3) The securities business department opens capital accounts for investors

(4) Investors who need to open the bank-securities transfer business function of the securities business department should pay attention to the relevant information of the securities business department. Instructions for using business-like functions. I was born in October 1996. I have obtained the provincial certificate. Can I apply for a bank card by myself without my parents accompanying me?

No need! You can just bring your provincial certificate and a copy of the provincial certificate! Just say open an account when you go! They’ll do it for you! Can a 17-year-old apply for an ID card without the company of a parent?

No

For citizens under the age of 16, a guardian must apply for a resident ID card on their behalf.

"Resident Identity Card Law of the People's Republic of China"

Article 2 stipulates: Chinese citizens who are over 16 years old and reside in the territory of the People's Republic of China Citizens shall apply for resident identity cards in accordance with the provisions of this Law; Chinese citizens under the age of 16 may apply for resident identity cards in accordance with the provisions of this Law.

Article 5 stipulates: The validity period of the resident ID card of citizens over the age of 16 is ten years, twenty years, or long-term. Those aged 16 to 25 will be issued a resident identity card valid for ten years; those aged 26 to 45 will be issued a resident identity card valid for twenty years; those over 46 years old will be issued a resident identity card valid for 20 years. Give long-term valid resident ID card. Citizens under the age of 16 who voluntarily apply for a resident identity card will be issued a resident identity card valid for five years.

Article 7 stipulates: Citizens should apply to the public security agency where their permanent residence is located to obtain a resident identity card within three months from the date they reach the age of 16. For citizens under the age of 16, their guardian should apply for a resident identity card on their behalf. To withdraw cash from a loan, do I need to apply for a bank card by myself or use the Dragon Card issued by the school?

You should use the school’s card, the bank has a cooperative relationship with the school