Charge. Credit card holders of China CITIC Bank Co., Ltd. will automatically order value-added service products when they open the "repayment treasure" membership service. After the service expires, if the cardholder does not voluntarily unsubscribe from the value-added service, in order to ensure the continuity of the service rights, the service rights will be automatically renewed, and the renewal service fee will be deducted from the cardholder's credit card account. As of August 6, 2022, the membership service of CITIC Loan Repayment Bao needs to be charged, and the renewal fee needs to be deducted, so there is no need to choose to close it.