Guangfa Credit Card cannot be divided into three installments. At present, Guangfa Bank can be divided into at least six stages. The specific rates are as follows:

1. If the installment method is 6 and 12, the installment fee is 0.65% of the application principal;

2. If the installment method is 18, the installment fee is 0.7% of the application principal;

3. If 24 installments are selected, the installment fee is 0.72% of the application principal;

4. Repay in advance by installments, and the unpaid handling fee for the remaining installments will be collected in one lump sum when repaying in advance.