Failure to apply for a credit card just means that the conditions of one bank are not met, and it will not affect the credit rating of your credit card center of other banks. It’s just best to find out the reason for the failure, whether the income does not meet the requirements of the applicant bank, the information is incomplete, or the credit record is bad. Banks generally do not approve cards in these industries:

Entertainment industry: KTV, video arcades, Internet cafes, bars, beauty salons, dance halls, nightclubs, etc.;

High-risk industries: High-risk industries General practitioners (such as coal miners, truck drivers, taxi drivers, security guards, direct sales, pyramid schemes, etc.);

Freelancers: highly mobile freelancers (such as unlicensed/mobile vendors, non-fixed Income-earning salesmen, agents, small advertising personnel, self-employed, McDonald's part-time workers, etc.);

Seamen, sailors, etc. not working locally;

Government units: mainly refers to the military , Public Security Bureau;

Bank blacklist users: As long as you are on the bank blacklist, you will no longer have the opportunity to apply for a loan or credit card.

If there is no problem at work, it depends on the credit report:

The credit report here mainly refers to overdue situations. If there are still overdue debts, the application for a credit card will not be successful;

If the credit report is overdue within 7 days, there will be basically no impact on the application;

If the credit report is overdue within 30 days, the success rate is up to 80%, and the credit card approval limit will be reduced by about 10%;

If the credit report is overdue within 60 days, the success rate is up to 60%, and the credit card approval limit is reduced by about 30%;

If the credit report is overdue within 90 days, the success rate is up to 50%, and the credit card approval limit is reduced by about 50%;

If the credit report is overdue for more than 90 days, the success rate depends on the character. The limit is at most half of the normal limit;

If the credit report is overdue for more than 6 months, Then just say Byebye without negotiation;

Overdue payment of water, electricity, and mobile phone for more than 3 months will also affect the application, but it will not constitute a major factor.