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Which bank’s credit card is easier to pass?

Bank of Communications, Shanghai Pudong Development Bank, China Everbright Bank, etc.

1. Bank of Communications: This bank attaches great importance to the academic qualifications of applicants. Applicants with higher academic qualifications can usually obtain higher credit limits and the approval speed is faster. Even if you have a lower academic qualification, you still have a chance to apply successfully, but the credit limit will be lower.

2. Shanghai Pudong Development Bank: The bank’s most important factor in credit card approval is the applicant’s credit record. As long as there are no problems with your personal credit report, credit card approval will be passed. Applicants who apply for a Shanghai Pudong Development Bank credit card by purchasing financial products will also receive a higher credit limit.

3. Everbright Bank: The approval threshold for Everbright Bank credit cards is relatively low. Even if you do not submit proof of employment and assets when applying, you can still pass the approval smoothly.