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Comparison between China Merchants Bank's full-currency credit card and ICBC's multi-currency credit card
China Merchants Bank's all-currency credit card only shows one account in the personal credit report.

ICBC's multi-currency credit card will show more than a dozen accounts on the personal credit report.

There are too many accounts in the newspaper, which may have a certain impact on loan and credit card applications.

For example, applying for a loan, if the lending bank cares about this, it will affect the approval of the loan, and it will also have a certain impact when applying for a credit card from another bank.